Cook County property record for 1016 Ridge Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,344 sqft · built 1949 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (May 2012) |
| Tax Bill | $15,813 (2023) |
| Deeds & Mortgages | Feb 2021 Transfer Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-417-002 |
| Primary APN | 05-28-417-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,750 sqft (0.178 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1016 RIDGE RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E T (PAULS) SUB OF BLKS2-3 & 6 IN E T PAULS ADD TO WI LMETTE A SUB OF W1053FT OF SH SE EX S6.34CHS IN SH SE SEC 28-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 28 |
| Legal Subdivision | PAULS SUB |
| Legal Block | 2,3 |
| Legal Lot Number | 8 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 801100 |
1016 Ridge Rd is owned and occupied by an individual who acquired it in December 2020.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1016 RIDGE RD, WILMETTE, IL 60091-1561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jul 14, 2017 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2012 · Amount on File |
| Deed Sale | May 14, 2012 · Amount on File |
| Prior Sale | Jun 12, 1995 · Amount on File |
| Deed Document Number | 201212064 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 0000001422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 2, 2021 |
| Property Address | 1016 RIDGE RD, WILMETTE, IL 60091-1561 |
| Document Number | 0003301422 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2103301422 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1016 RIDGE RD, WILMETTE, IL 60091-1561 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1016 RIDGE RD, WILMETTE, IL 60091-1561 |
| Document Number | 2027507251 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1016 RIDGE RD WILMETTE IL 600911561, WILMETTE, IL 60091-1561 |
| Document Number | 2027507251 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 27507251 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 30, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1016 RIDGE RD, WILMETTE, IL 60091-1561 |
| Document Number | 1720208107 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1016 RIDGE RD WILMETTE IL 600911561, WILMETTE, IL 60091-1561 |
| Document Number | 1720208107 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 20208107 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,000 Land $24,800 Building $76,200 | $1,010,000 Land $248,000 Building $762,000 | |
| 2023 | $15,813.00 (+5.82%) | ||
| 2022 | $14,943.00 Homeowner's exemption | $73,000 Land $24,800 Building $48,200 | $730,000 Land $248,000 Building $482,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1016 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2013–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1016 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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