1016 Morrison Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1016 Morrison Ave, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,321 sqft · built 1915
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on File
Last Sale$139,000 (Nov 2018)
Tax Bill$4,670 (2025)
Deeds & MortgagesNov 2025 Sale
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN76-5030-0017-01-6

Property Details

APN / Parcel Number

Primary APN76-5030-0017-01-6
Alternative APN
  • 11-76-5030-0017-01-6

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,321 sqft Living Area
1st Floor Area892 sqft
Basement Area892 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1016 MORRISON AVE
CitySAINT JOSEPH
StateMI
Zip49085-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - E
Legal DescriptionPT OF LOTS 16 & 17 MORRISONS ADD TO CITY OF ST JOSEPH COM AT MOST NLY COR LOT 16 TH S58DEG38'E 16' TH S31DEG40'40''W 101.07' TH N58DEG23'W 50.33' TH N31DEG53'30''E 100.86' TH S58DEG38'E 33.95' TO POB PER SURVEY 1128/599
Legal SubdivisionMORRISONS ADD
Legal Lot Number16-17
Legal Unit1,16
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1037
Census Tract802

Owner

1016 Morrison Ave is owned by a company that bought it in November 2018.

Source: Berrien County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address1750 W OGDEN AVE, 5484, NAPERVILLE, IL 60567-1313
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 29, 2020Deed of Trust, Mortgage · ARM
EDGEWATER BANK
Nov 6, 2018Warranty Deed, Transfer · ARM
EDGEWATER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2018 · Amount on File
Deed SaleNov 6, 2018 · Amount on File
Prior SaleJun 1, 2015 · Amount on File
Deed Book / Page3222 / 18
Prior Transfer DateSep 20, 2005
Prior Transfer Doc02649/1108
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateNov 17, 2025
Property Address1016 MORRISON AVE, SAINT JOSEPH, MI 49085-3363
Document Number03464/3651
Book / Page3464 / 3651
Map ReferenceLB 10 PG 35
Instrument DateOct 17, 2025
Instrument2025446383
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1750 W OGDEN AVE UNIT 5484, 5484, NAPERVILLE, IL 60567-1313

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1016 MORRISON AVE, SAINT JOSEPH, MI 49085-3363
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03292/3367
DateSep 29, 2020
Book Page3292/3367
Lender
NameEDGEWATER BANK
TypeBank
AddressSAINT JOSEPH, MI 49085
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.49%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.49%
Index1-Year LIBOR
Margin3
Max Rate9.49%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateNov 6, 2018
Property Address1016 MORRISON AVE, SAINT JOSEPH, MI 49085-3363
Document Number03222/0018
Book / Page3222 / 0018
Map ReferenceLB2 PG23
Instrument DateNov 5, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,195.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3571 ST, AURORA, IL 60504

Mortgage

Document Number0000322222
DateNov 6, 2018
Instrument3222/22
Lender
NameEDGEWATER BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate5.05%
Type Change DateDec 1, 2025
Change FrequencyAnnually
Min Rate At Change3.05%
Max Rate At Change7.05%
Index1-Year CMT
Margin3
Max Rate11%

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Morrison Ave was $4,670, up 2.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,400 (-1.84%)$234,800 (-1.84%)
2025$4,670.00 (+2.66%)$119,600$239,200
2024$4,549.00
2023$95,600$191,200
2022$4,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Morrison Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Morrison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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