Merced County property record for 1016 Mirror Lake Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,178 sqft · built 1978 |
| Lot Size | 0.138 acres (5,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Oct 2021) |
| Tax Bill | $4,144 (2025) |
| Deeds & Mortgages | Oct 2021 Sale May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-364-002-000 |
| Primary APN | 006-364-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| Gross Area | 1,615 sqft |
| 1st Floor Area | 1,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,992 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 006-364-002 |
|---|---|
| Street Address | 1016 MIRROR LAKE DR |
| City | MERCED |
| State | CA |
| Zip | 95340-0633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | W PK VIL #6 LOT 101 |
| Legal Subdivision | WAINWRIGHTS PARK VILLAGE 06 |
| Legal Lot Number | 101 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 1101 |
1016 Mirror Lake Dr is owned by an individual who bought it in October 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21520 E CLIFF DR, 5, SANTA CRUZ, CA 95062-4851 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on File |
| Deed Sale | Oct 20, 2021 · Amount on File |
| Prior Sale | Oct 31, 2016 · Amount on File |
| Deed Document Number | 202147043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 20, 2021 |
| Property Address | 1016 MIRROR LAKE DR, MERCED, CA 95340-0633 |
| Document Number | 0000047043 |
| Map Reference | MB 23 PG 23-27 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021047043 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21520 E CLIFF DR APT 5, 5, SANTA CRUZ, CA 95062-4851 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1016 MIRROR LAKE DR, MERCED, CA 95340-0633 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Name | Verified Name |
|---|---|
| Address | 1016 MIRROR LAKE DR, MERCED, CA 95340-0633 |
| Document Number | 0000024064 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021024064 |
| Name | TRAVIS CU |
|---|---|
| Type | Credit Union |
| Address | VACAVILLE, CA 95687 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 1016 Mirror Lake Dr was $4,144.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $369,000 (-1.07%) Land $120,000 Building $249,000 | |
| 2025 | $4,144.00 | $373,000 Land $120,000 Building $253,000 |
| 2023 | $4,067.00 (+1.32%) | $377,400 Land $86,700 Building $290,700 |
| 2022 | $4,014.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1016 Mirror Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 Mirror Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, Verizon.
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