1016 Millbridge Rd, Belmont, NC 28012 Property Records

Gaston County property record for 1016 Millbridge Rd, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,173 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$352,000 (Dec 2020)
Tax Bill$5,164 (2026)
Deeds & MortgagesSep 2022 Second Mortgage
Dec 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN301737

Property Details

APN / Parcel Number

Primary APN301737

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,173 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address1016 MILLBRIDGE RD
CityBELMONT
StateNC
Zip28012-2458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT SOUTH FORK LOTS 89 PLAT BOOK 089 PAGE 127
Legal SubdivisionVILLAGES AT SOUTH FORK PHASE 2
Legal Lot Number89
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1022
Census Tract32301

Owner

1016 Millbridge Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address1016 MILLBRIDGE RD, BELMONT, NC 28012-2458
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Dec 29, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TRUIST BANK
Aug 11, 2020Loan Modification, Mortgage
WELLS FARGO BK
Aug 12, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleAug 12, 2020 · Amount on File
Deed Book / Page5186 / 1345
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1016 MILLBRIDGE RD, BELMONT, NC 28012-2458
Transaction TypeMortgage
Record UpdatedNov 10, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053660384
DateSep 20, 2022
Book Page5366/384
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2042

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 29, 2020
Property Address1016 MILLBRIDGE RD, BELMONT, NC 28012-2458
Document Number0051861345
Book / Page5186 / 1345
Map ReferenceMB 89 PG 126&127
Instrument DateDec 29, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2022
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$704.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 MILLBRIDGE RD, BELMONT, NC 28012-2458

Mortgage

Document Number0051861347
DateDec 29, 2020
Instrument5186/1347
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Property Address1016 MILLBRIDGE RD, BELMONT, NC 28012-2458
Document Number0051460972
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number0051460972
DateAug 12, 2020
Book Page005146/000972
Lender
NameWELLS FARGO BK
TypeBank
Address301 S COLLEGE ST, CHARLOTTE, NC 28202-6000
Agreement
AmountAmount on Record

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 12, 2020
Property Address1016 MILLBRIDGE RD, BELMONT, NC 28012-2458
Document Number0051460970
Book / Page005146 / 000970
Instrument DateAug 10, 2020
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$450.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1016 Millbridge Rd was $5,164.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,164.00$501,860 Land $40,000 Building $461,860
2023$5,294.00$501,860 Land $40,000 Building $461,860
2021$296,350 Land $32,000 Building $264,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Millbridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Millbridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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