1016 McDale Ln, Madison, MS 39110 Property Records

Madison County property record for 1016 McDale Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,876 sqft · built 1978
Lot Size	0.294 acres (12,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,225 (Mar 2026)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072D-17A-187`

Property Details

APN / Parcel Number

Primary APN	`072D-17A-187`
Alternative APNs	`072D-17A-187/00.00` `12501`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,876 sqft Adjusted Area
Gross Area	1,295 sqft
1st Floor Area	1,295 sqft
2nd Floor Area	726 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,811 sqft (0.294 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12501
Street Address	1016 MCDALE LN
City	MADISON
State	MS
Zip	39110-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 MADISON STATION
Legal Range	02E
Legal Township	07N
Legal Section	17
Legal Subdivision	MADISON STATION
Legal Lot Number	17
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3012
Census Tract	30202

Owner

Source: Madison County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1016 MCDALE LN, MADISON, MS 39110-9645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 17, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST COMMERCIAL BANK
Dec 16, 2020	Warranty Deed, Transfer TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	20261047578
Deed Book / Page	4657 / 553
Prior Transfer Date	Mar 20, 2015
Prior Transfer Doc	0000754582
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	1016 MCDALE LN, MADISON, MS 39110-9645
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 MCDALE LN, MADISON, MS 39110-9645

Mortgage

Document Number	004195/701
Date	Apr 13, 2022
Book Page	4195/701
Instrument	954821

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	1016 MCDALE LN, MADISON, MS 39110-9645
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 MCDALE LN, MADISON, MS 39110-9645

Mortgage

Document Number	004507/764
Date	Dec 17, 2024
Book Page	4507/764
Instrument	1018763

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 17, 2026
Property Address	1016 MCDALE LN, MADISON, MS 39110-9645
Document Number	004657/553
Book / Page	4657 / 553
Map Reference	CAB A SL 170
Instrument Date	Mar 17, 2026
Instrument	1047578
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 GORDON PL, MADISON, MS 39110-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1016 MCDALE LN, MADISON, MS 39110-9645

Mortgage

Document Number	0001047579
Date	Mar 17, 2026
Instrument	1047579

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 15, 2023
Property Address	1016 MCDALE LN, MADISON, MS 39110-9645
Document Number	004370/729
Book / Page	4370 / 729
Map Reference	CAB A SL 170
Instrument Date	Sep 13, 2023
Instrument	989584
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 WESTLAWN BLVD APT 711, 711, MURFREESBORO, TN 37128-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 MCDALE LN, MADISON, MS 39110-9645

Mortgage

Document Number	0000989585
Date	Sep 15, 2023
Instrument	989585

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 16, 2020
Property Address	1016 MCDALE LN, MADISON, MS 39110-9645
Document Number	0000913256
Book / Page	003960 / 000130
Instrument Date	Dec 11, 2020
Instrument	913256
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 MCDALE LN MADISON MS 391109645, MADISON, MS 39110-9645

Mortgage

Document Number	913257
Date	Dec 16, 2020
Book Page	003960/000132
Instrument	913257

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 Homeowner's exemption	$12,305 (-)	$123,050 (-) Land $30,000 Building $93,050
2024	$1,133.00
2023	$1,133.00 Homeowner's exemption	$12,305 (-)	$123,050 (-) Land $30,000 Building $93,050
2022	$1,133.00 Homeowner's exemption	$12,305	$123,050 Land $30,000 Building $93,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS, Verizon.

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