1016 Longfellow Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1016 Longfellow Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1929
Lot Size	0.3 acres (13,050 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Dec 2023)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Aug 2009 Mortgage Sep 2007 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-15-276-020`

Property Details

APN / Parcel Number

Primary APN	`8913-15-276-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	450 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,050 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1016 LONGFELLOW AVE
City	WATERLOO
State	IA
Zip	50703-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHEYDALE N 1/2 LOT 43 EXC N 63 FT W 48 FT S 87.15 FT N 1/ 2 LOT 44
Legal Range	13W
Legal Township	89N
Legal Section	15
Legal Subdivision	NORTHEYDALE
Legal Lot Number	43,44
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	1600

Owner

1016 Longfellow Ave is owned and occupied by an individual who bought it in December 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2009	Deed of Trust, Mortgage · FHA Mortgage VALLEY BANK
Sep 17, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jan 3, 2006	Deed of Trust, Mortgage · Line of Credit UNION PLANTERS BANK NA
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2020	Warranty Deed, Construction Loan · Construction Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2023 · Amount on File
Deed Sale	Dec 16, 2023 · Amount on File
Prior Sale	Dec 16, 2022 · Amount on File
Deed Document Number	20239179
Record Updated	Oct 29, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010003892
Date	Aug 20, 2009
Instrument	2010003892

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2039

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008006129
Date	Sep 17, 2007
Instrument	2008006129

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006016619
Date	Jan 3, 2006
Instrument	2006016619

Lender

Name	UNION PLANTERS BANK NA
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	117 Months
Due	Oct 24, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 16, 2022
Property Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719
Document Number	202300009179
Instrument Date	Dec 11, 2022
Instrument	202300009179
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719

Mortgage

Document Number	202300009180
Date	Dec 16, 2022
Instrument	202300009180

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 20, 2020
Property Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719
Document Number	202000020320
Instrument Date	May 7, 2020
Instrument	202000020320
Transaction Type	Construction Loan
Record Updated	Jan 2, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 LONGFELLOW AVE, WATERLOO, IA 50703-1719

Mortgage

Document Number	202000020321
Date	May 20, 2020
Instrument	202000020321

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Longfellow Ave was $2,528, up 2.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00 (+2.6%)	$123,870 Land $17,750 Building $106,120	$123,870 Land $17,750 Building $106,120
2024	$2,464.00
2023		$113,590 (+25.02%) Land $17,750 Building $95,840	$113,590 Land $17,750 Building $95,840
2022	$1,800.00 Homeowner's exemption	$90,860 Land $17,750 Building $73,110
2021			$90,860 Land $17,750 Building $73,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Longfellow Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Longfellow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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