Cooke County property record for 1016 Locust St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,312 sqft · built 1940 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,182 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2300-126-00017 |
| Primary APN | 2300-126-00017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 1,524 sqft |
| 1st Floor Area | 1,312 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Rolled Roofing |
| Lot Area | 8,999 sqft (0.207 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Storage Building | 140 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 2300-126-00017 |
|---|---|
| Street Address | 1016 LOCUST ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINESVILLE ADDN; BLOCK 126; TR 17 |
| Legal Subdivision | GAINESVILLE ADDN |
| Legal Tract | 17 |
| Legal Block | 126 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1100 |
1016 Locust St, a single family home, is owned by two individuals.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 COUNTY ROAD 131, GAINESVILLE, TX 76240-7044 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1016 Locust St was $2,182, up 11.6% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,182.00 (+11.61%) | $104,285 (+11.58%) Land $36,630 Building $67,655 | $104,285 (+11.58%) Land $36,630 Building $67,655 |
| 2025 | $1,955.00 (+11.78%) | $93,460 Land $36,630 Building $56,830 | $93,460 Land $36,630 Building $56,830 |
| 2024 | $1,749.00 | ||
| 2023 | $91,332 Land $33,300 Building $58,032 | $91,332 Land $33,300 Building $58,032 | |
| 2022 | $1,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1016 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 Locust St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Element8, T-Mobile.
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