1016 Holt Ave, Waco, TX 76706 Property Records

McLennan County property record for 1016 Holt Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,740 sqft · built 2001
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$43,831 (Sep 2014)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-031701-017300-3`

Property Details

APN / Parcel Number

Primary APN	`48-031701-017300-3`
Alternative APNs	`4803170101730030101` `183570`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	120 ft deep x 53 ft wide
Driveway	Driveway
Driveway Area	580 sqft
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1016 HOLT AVE
City	WACO
State	TX
Zip	76706-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	OAKWOOD LOT 5 BLOCK 9 ACRES .146
Legal Subdivision	OAKWOOD
Legal Block	9
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1031
Census Tract	1900

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1016 HOLT AVE, WACO, TX 76706-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit FIDELITY BK/TX
Mar 14, 2018	Loan Modification, Mortgage FIDELITY BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2014 · Amount on Record
Deed Sale	Sep 8, 2014 · Amount on Record
Prior Sale	Aug 30, 2006 · Amount on Record
Deed Document Number	201427045
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	0000031975
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1016 HOLT AVE, WACO, TX 76706-3225
Document Number	0000003561
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 HOLT AVE WACO TX 767063225, WACO, TX 76706-3225

Mortgage

Document Number	0000003561
Date	Jan 31, 2020
Instrument	3561

Lender

Name	FIDELITY BK/TX
Type	Bank
Address	WACO, TX 76708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1016 HOLT AVE, WACO, TX 76706-3225
Document Number	0000011168
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 HOLT AVE WACO TX 767063225, WACO, TX 76706-3225

Mortgage

Document Number	0000011168
Date	Apr 9, 2018
Instrument	11168

Lender

Name	FIDELITY BK/TX
Type	Bank
Address	WACO, TX 76708

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Apr 8, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,615 (+1%)	$253,747 (-2.08%) Land $23,596 Building $230,151
2025	$2,516.00 (-1.6%) Homeowner's exemption	$199,650 (+21%)	$259,140 (+57.05%) Land $21,430 Building $237,710
2024	$2,557.00 (+9.65%)
2023		$165,000 Land $18,700 Building $146,300	$165,000 Land $18,700 Building $146,300
2022	$2,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

Nearby Properties on Holt Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures