1016 Grissom Rd, Spruce Pine, AL 35585 Property Records

Franklin County property record for 1016 Grissom Rd, Spruce Pine, AL 35585

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,948 sqft · built 2023
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,459 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-02-04-0-000-007.000 0`

Property Details

APN / Parcel Number

Primary APN	`15-02-04-0-000-007.000 0`
Alternative APN	`0000895100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0000895100
Street Address	1016 GRISSOM RD
City	SPRUCE PINE
State	AL
Zip	35585-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC4 T8 R12 NE1/4 OF SW1/4
Legal Range	12
Legal Township	08
Legal Section	04
Legal Subdivision	009999
Legal Unit	Y
Jurisdiction	FRANKLIN AL
Township / Civil Division	PHIL CAMPBELL
Census Block Group	1
Census Block	1004
Census Tract	973701

Owner

1016 Grissom Rd is owned and occupied by two individuals.

Source: Franklin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 GRISSOM RD, SPRUCE PINE, AL 35585-3329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU
Sep 29, 2022	Deed of Trust, Mortgage · Construction Mortgage LISTERHILL CU
May 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AL
Property Address	1016 GRISSOM RD, SPRUCE PINE, AL 35585-3329
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903/66
Date	Mar 4, 2026
Book Page	903/66
Instrument	26-903066

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	3 Years
Min Rate At Change	3.99%
Max Rate At Change	6.99%
Index	Other
Max Rate	10.9%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AL
Property Address	1016 GRISSOM RD, SPRUCE PINE, AL 35585-3329
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000865/633
Date	Sep 29, 2022
Book Page	865/633
Instrument	22-865633

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2023

Interest

Rate Type	Fixed Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AL
Property Address	1016 GRISSOM RD, SPRUCE PINE, AL 35585-3329
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000872/86
Date	May 19, 2023
Book Page	872/86
Instrument	23-872086

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2024

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AL
Property Address	1016 GRISSOM RD, SPRUCE PINE, AL 35585-3329
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000874/486
Date	Aug 22, 2023
Book Page	874/486
Instrument	23-874486

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 17, 2020
Change Frequency	3 Years
Min Rate At Change	8.24%
Max Rate At Change	10.2%
Index	Other
Max Rate	14.2%

Tax Assessment & Valuation

The 2026 property tax bill for 1016 Grissom Rd was $1,459 with a homeowner's exemption, up 8.1% from the year before.

Source: Franklin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,459.00 (+8.07%)
2025	$1,350.00 Homeowner's exemption	$42,540 Land $5,760 Building $36,780	$425,300 Land $57,600 Building $367,700
2023	$64.00 (+4.92%)		$51,500 (+10.04%) Land $51,500
2022	$61.00	$1,700 Land $1,700	$46,800 Land $46,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Grissom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Grissom Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Freedom Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Grissom Rd

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