1016 Fair Ave, Gainesville, TX 76240 Property Records

Cooke County property record for 1016 Fair Ave, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 997 sqft · built 1940
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on Record
Tax Bill	$3,007 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1059-001-00000`

Property Details

APN / Parcel Number

Primary APN	`1059-001-00000`
Alternative APN	`17169`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	997 sqft Living Area
Gross Area	1,353 sqft
1st Floor Area	997 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1059-001-00000
Street Address	1016 FAIR AVE
City	GAINESVILLE
State	TX
Zip	76240-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOBY T 1059
Legal Subdivision	TOBY T
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1012
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1272, PILOT POINT, TX 76258-1272
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 28, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025
Deed Sale	Apr 25, 2025
Prior Sale	Jul 25, 2024
Deed Document Number	20252762
Deed Book / Page	2707 / 149
Prior Transfer Date	Mar 27, 2019
Prior Transfer Doc	002249/621
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1016 FAIR AVE, GAINESVILLE, TX 76240-3608
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002394/554
Date	Feb 2, 2021
Book Page	2394/554
Instrument	984

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 28, 2019
Property Address	1016 FAIR AVE, GAINESVILLE, TX 76240-3608
Document Number	002249/621
Book / Page	2249 / 621
Instrument Date	Mar 27, 2019
Instrument	00090782
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1712, GAINESVILLE, TX 76241-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 FAIR AVE, GAINESVILLE, TX 76240-3608

Mortgage

Document Number	0000090783
Date	Mar 28, 2019
Instrument	00090783

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,007.00 (+122.41%) Homeowner's exemption Senior Citizen's exemption	$143,756 (+9.52%) Land $40,700 Building $103,056	$143,756 (-) Land $40,700 Building $103,056
2025	$1,352.00 (-3.64%) Homeowner's exemption Senior Citizen's exemption	$131,261 (+21%) Land $40,700 Building $103,056	$143,756 (+0.38%) Land $40,700 Building $103,056
2024	$1,403.00 (-19.23%)
2023		$108,480 Land $37,000 Building $106,212	$143,212 Land $37,000 Building $106,212
2022	$1,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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