1016 Elgin Ave, Forest Park, IL 60130 Property Records

Cook County property record for 1016 Elgin Ave, Forest Park, IL 60130

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,012 sqft · built 1907
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Sep 2024)
Tax Bill$9,817 (2023)
Deeds & MortgagesMar 2024 Mortgage
Feb 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-13-423-004

Property Details

APN / Parcel Number

Primary APN15-13-423-004
Alternative APN
  • 15-13-423-004-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,012 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1016 ELGIN AVE
CityFOREST PARK
StateIL
Zip60130-2331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SOUTH) ADD TO (HARLEM) SEC 13 SEC 13-39-12
Legal Range12E
Legal Township39N
Legal Section13
Legal SubdivisionSOUTH ADD TO HARLEM
Legal Block5
Legal Lot Number30
JurisdictionCOOK IL
Township / Civil DivisionPROVISO
Census Block Group2
Census Block2001
Census Tract816100

Owner

1016 Elgin Ave is owned by two individuals who bought it in September 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1018 N 10TH AVE, MELROSE PARK, IL 60160-3506
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST
Feb 14, 2023Intrafamily Transfer, Transfer
ATTORNEY
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 31, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2024 · Amount on File
Deed SaleSep 12, 2024 · Amount on File
Prior SaleAug 31, 2017 · Amount on File
Deed Document Number202424450
Prior Transfer DateJan 23, 2023
Prior Transfer Doc0000006248
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1016 ELGIN AVE, FOREST PARK, IL 60130-2331
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 ELGIN AVE, FOREST PARK, IL 60130-2331

Mortgage

Document Number0008824313
DateMar 28, 2024
Instrument2408824313
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateApr 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
Margin3
Max Rate11.1%

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateFeb 14, 2023
Property Address1016 ELGIN AVE, FOREST PARK, IL 60130-2331
Document Number0004506248
Instrument DateJan 23, 2023
Instrument2304506248
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1016 ELGIN AVE, FOREST PARK, IL 60130-2331

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 ELGIN AVE, FOREST PARK, IL 60130-2331

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1016 ELGIN AVE, FOREST PARK, IL 60130-2331
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002707015
DateJan 27, 2021
Instrument2102707015
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term118 Months
DueNov 1, 2030
Interest
Rate2.62%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 31, 2017
Property Address1016 ELGIN AVE, FOREST PARK, IL 60130-2331
Document Number1724308144
Instrument DateAug 16, 2017
Instrument24308144
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$475.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1016 ELGIN AVE FOREST PARK IL 601302331, FOREST PARK, IL 60130-2331

Mortgage

Document Number1724308145
DateAug 31, 2017
Instrument24308145
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 30, 2032
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionProviso Township
MunicipalityForest Park Village
Elementary School DistrictForest Park School District 91 (PK - 08)
Secondary School DistrictProviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,001 Land $4,688 Building $31,313$360,010 Land $46,880 Building $313,130
2023$9,817.00 (+30.48%)
2022$7,524.00$20,993 Land $3,593 Building $17,400$209,930 Land $35,930 Building $174,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1016 Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1016 Elgin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOREST PARK
serves 14,340 people · EPA ID IL0310900
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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