1016 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 1016 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,057 sqft · built 1998
Lot Size	0.151 acres (6,599 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Aug 2002)
Tax Bill	$7,243 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`640-340-07-00`

Property Details

APN / Parcel Number

Primary APN	`640-340-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,057 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,599 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1016 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC3RP
Legal Description	LOT 7 TR 013219
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013219
Legal Block	4
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	13414

Owner

1016 E J St is owned by a company that acquired it in September 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1016 E J ST, CHULA VISTA, CA 91910-6790
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 17, 2022	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 8, 2021	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2002 · Amount on File
Deed Sale	Aug 5, 2002 · Amount on File
Prior Sale	Nov 24, 1997 · Amount on File
Deed Document Number	2002659610
Last Transfer Date	Sep 21, 2022
Transfer Doc	0000401701
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2026
Property Address	1016 E J ST, CHULA VISTA, CA 91910-6790
Document Number	0000103314
Instrument Date	Apr 6, 2026
Instrument	2026103314
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000103314,
Date	Apr 14, 2026
Instrument	2026103314

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2022
Property Address	1016 E J ST, CHULA VISTA, CA 91910-6790
Document Number	0000401701
Map Reference	MAP 13219
Instrument Date	Sep 21, 2022
Instrument	2022-0401701
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 E J ST, CHULA VISTA, CA 91910-6790

Mortgage

Document Number	0000401702
Date	Oct 17, 2022
Instrument	2022-0401702

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2021
Property Address	1016 E J ST, CHULA VISTA, CA 91910-6790
Document Number	0000832102
Map Reference	MAP 13219
Instrument Date	Dec 8, 2021
Instrument	2021-0832102
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 E J ST, CHULA VISTA, CA 91910-6790

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1016 E J ST, CHULA VISTA, CA 91910-6790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 E J ST, CHULA VISTA, CA 91910-6790

Mortgage

Document Number	0000683672
Date	Nov 3, 2020
Instrument	2020-0683672

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1016 E J St was $7,243 with a homeowner's exemption, up 3.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,018 (+2%) Land $221,583 Building $388,435
2025	$7,243.00 (+3.69%) Homeowner's exemption	$598,058 Land $217,239 Building $380,819
2024	$6,985.00 (+3.6%)
2023	$6,742.00 (+5.76%) Homeowner's exemption	$564,238 Land $208,805 Building $355,433
2022	$6,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1016 E J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1016 E J St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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