1016 Crest Dr, Creston, IA 50801 Property Records

Union County property record for 1016 Crest Dr, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,886 sqft · built 1955
Lot Size	0.346 acres (15,050 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Mar 2019)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0501102003`

Property Details

APN / Parcel Number

Primary APN	`0501102003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	1,022 sqft
Finished Basement	775 sqft
Unfinished Basement	1,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,050 sqft (0.346 acres)
Lot Dimensions	165 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	260 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1016 CREST DR
City	CRESTON
State	IA
Zip	50801-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW LOT 12 OF SUB DIV LOT 29
Legal Subdivision	CRESTVIEW ADDITION
Legal Lot Number	12,29
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	1
Census Block	1022
Census Tract	190400

Owner

1016 Crest Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 CREST DR, CRESTON, IA 50801-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Mar 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage IOWA BANKERS MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Feb 13, 2006 · Amount on File
Deed Document Number	2019499
Deed Book / Page	1193 / 186
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1016 CREST DR, CRESTON, IA 50801-1323
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001305/182
Date	May 12, 2023
Book Page	1305/182
Instrument	2023-00000648

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1016 CREST DR, CRESTON, IA 50801-1323
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001287/156
Date	Jul 27, 2022
Book Page	1287/156
Instrument	2022-00001442

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2027

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Mar 22, 2019
Property Address	1016 CREST DR, CRESTON, IA 50801-1323
Document Number	1193/186
Book / Page	1193 / 186
Instrument Date	Mar 22, 2019
Instrument	2019-0000499
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 CREST DR, CRESTON, IA 50801-1323

Mortgage

Document Number	001193/188
Date	Mar 22, 2019
Book Page	1193/188
Instrument	500

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Crest Dr was $4,226 with a homeowner's exemption, up 0.1% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,400 (-) Land $20,480 Building $243,920	$264,400 (-) Land $20,480 Building $243,920
2025	$4,226.00 (+0.09%) Homeowner's exemption	$264,400 Land $20,480 Building $243,920	$264,400 Land $20,480 Building $243,920
2024	$4,222.00
2023		$153,980 Land $24,930 Building $129,050	$153,980 Land $24,930 Building $129,050
2022	$2,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Crest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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