1016 Charles St, La Crosse, WI 54603 Property Records

La Crosse County property record for 1016 Charles St, La Crosse, WI 54603

Property Summary

Property Type	Other Improved
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$2,500,000 (Jun 2022)
Tax Bill	$56,697 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-010059-010`

Property Details

APN / Parcel Number

Primary APN	`017-010059-010`
Alternative APNs	`17 10059 10` `67416`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	67416
Old Parcel Number	17 10059 10
Street Address	1016 CHARLES ST
City	LA CROSSE
State	WI
Zip	54603-2586
Property Category	Other
Property Type	Other > Other Improved
Legal Description	JANE COLE'S ADDITION W 50FT LOTS 1-5 & ALL LOTS 10-13 BLOCK 10 & N1/2 VAC WALL ST LYG S & ADJ TO AS VAC IN DOC NO. 1591976 SU
Legal Range	07
Legal Township	16
Legal Section	29
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	JANE COLES ADDITION
Legal Block	10
Legal Lot Number	1-5,10 2
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	3
Census Block	3001
Census Tract	200

Owner

1016 Charles St is owned by a company that bought it in June 2022.

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1400 PINE ST, LA CROSSE, WI 54601-3644
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS CU
Jun 1, 2022	Warranty Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Deed Document Number	1794418
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1016 CHARLES ST, LA CROSSE, WI 54603-2586
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001688956
Date	Feb 1, 2017
Instrument	1688956

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1016 CHARLES ST, LA CROSSE, WI 54603-2586
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001702292
Date	Nov 10, 2017
Instrument	1702292

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 1, 2022
Property Address	1016 CHARLES ST, LA CROSSE, WI 54603-2586
Document Number	0001794418
Map Reference	DOC 1591976
Instrument Date	May 31, 2022
Instrument	1794418
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Tax	$7,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Charles St was $56,697.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$56,697.00	$3,096,200 Land $265,600 Building $2,830,600	$3,227,200
2023	$38,295.00 (+5.44%)	$1,854,900 (-) Land $182,800 Building $1,672,100	$1,854,900 (-) Land $182,800 Building $1,672,100
2022	$36,318.00	$1,854,900 Land $182,800 Building $1,672,100	$1,854,900 Land $182,800 Building $1,672,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1016 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile.

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