1016 Canopy Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1016 Canopy Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,568 sqft · built 2008
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2016)
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-090-842`

Property Details

APN / Parcel Number

Primary APN	`07-090-842`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	8,102 sqft (0.186 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1016 CANOPY DR
City	INDIAN TRAIL
State	NC
Zip	28079-3743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#9 FOREST VIEW @ BRANDON OAKS PH9 MP2 BLK20 OPCJ193
Legal Subdivision	BRANDON OAKS - FOREST VIEW
Legal Block	20
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2015
Census Tract	20317

Owner

1016 Canopy Dr, a rural home, is owned and occupied by two individuals who bought it in December 2016.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on File
Deed Sale	Dec 28, 2016 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	201640810
Deed Book / Page	6850 / 327
Prior Transfer Date	Jun 2, 2016
Prior Transfer Doc	6690582
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1016 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008973321
Date	Sep 11, 2024
Book Page	8973/321
Instrument	21635

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Canopy Dr was $3,155.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,800 (-) Land $96,900 Building $377,900	$474,800 (-) Land $96,900 Building $377,900
2025	$3,155.00	$474,800 Land $96,900 Building $377,900	$474,800 Land $96,900 Building $377,900
2023	$2,569.00	$305,000 Land $57,900 Building $247,100	$305,000 Land $57,900 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Canopy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Canopy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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