Union County property record for 1016 Avalon Pl, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,179 sqft · built 2016 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,000 (Jun 2016) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-324-133 |
| Primary APN | 08-324-133 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,179 sqft Living Area |
| 1st Floor Area | 1,751 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1016 AVALON PL |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-0301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | #5 COURTYARDS @ EMERALD LAKE PH1 MAP1 OPCM994 OPCN265 |
| Legal Subdivision | COURTYARDS @ EMERALD LAKE |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20203 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1016 AVALON PL, MATTHEWS, NC 28104-0301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit SKY FEDERAL CREDIT UNION |
| Apr 22, 2026 | Deed of Trust · Line of Credit SKY FEDERAL CREDIT UNION |
| Dec 1, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on Record |
| Deed Sale | Jun 24, 2016 · Amount on Record |
| Deed Document Number | 201618305 |
| Deed Book / Page | 6706 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 1016 AVALON PL, MATTHEWS, NC 28104-0301 |
| Document Number | 0009355693 |
| Book / Page | 9355 / 693 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202610864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 1016 AVALON PL, MATTHEWS, NC 28104-0301 |
| Document Number | 0000010864, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 9355/693 |
| Instrument | 202610864 |
| Name | SKY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 1016 AVALON PL, MATTHEWS, NC 28104-0301 |
| Document Number | 0000010864 |
| Book / Page | 9355 / 693 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.10864 |
| Record Updated | May 1, 2026 |
| Title Company | DATA SEARCH (RECORDING SERVI |
| Name | Verified Name |
|---|---|
| Address | 1016 AVALON PL, MATTHEWS, NC 28104-0301 |
| Document Number | 0000010864, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 9355/693 |
| Instrument | 2026.10864 |
| Name | SKY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1016 AVALON PL, MATTHEWS, NC 28104-0301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0008330824 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 8330/824 |
| Instrument | 56737 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,400 (-) Land $100,000 Building $473,400 | $573,400 (-) Land $100,000 Building $473,400 | |
| 2025 | $3,885.00 (+15.11%) | $573,400 (+41.79%) Land $100,000 Building $473,400 | $573,400 (+41.79%) Land $100,000 Building $473,400 |
| 2023 | $3,375.00 | $404,400 Land $80,000 Building $324,400 | $404,400 Land $80,000 Building $324,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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