1016 65th St, Windsor Heights, IA 50324 Property Records

Polk County property record for 1016 65th St, Windsor Heights, IA 50324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 1948
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2022)
Tax Bill	$3,654 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7825-02-127-053`

Property Details

APN / Parcel Number

Primary APN	`7825-02-127-053`
Alternative APN	`292/00535-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,088 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53.3 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1016 65TH ST
City	WINDSOR HEIGHTS
State	IA
Zip	50324-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 53 F 4 IN E 150 F LOT 15 COOPER PLACE
Legal Range	25W
Legal Township	78N
Legal Section	2
Legal Subdivision	COOPER PLACE
Legal Lot Number	15
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3002
Census Tract	11201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1016 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLLINS COMMUNITY CU
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Jul 28, 2020	Deed of Trust, Mortgage HOMESERVICES LNDG
Jul 30, 2020	Warranty Deed, Transfer · Conventional with PMI HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2022-00063444
Deed Book / Page	19219 / 687
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1016 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063446
Date	Aug 4, 2022
Book Page	19219/707
Instrument	2022-00063446

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 4, 2022
Property Address	1016 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Document Number	0000063444
Book / Page	19219 / 687
Instrument Date	Jul 26, 2022
Instrument	2022-00063444
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 65TH ST, WINDSOR HEIGHTS, IA 50324-1806

Mortgage

Document Number	0000063445
Date	Aug 4, 2022
Book Page	19219/689
Instrument	2022-00063445

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1016 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Document Number	0000011800
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 65TH ST WINDSOR HEIGHTS IA 503241806, WINDSOR HEIGHTS, IA 50324-1806

Mortgage

Document Number	0000011800
Date	Jul 30, 2020
Book Page	017978/000212
Instrument	11800

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 30, 2020
Property Address	1016 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Document Number	0000011798
Book / Page	017978 / 000208
Instrument Date	Jul 27, 2020
Instrument	11798
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 65TH ST WINDSOR HEIGHTS IA 503241806, WINDSOR HEIGHTS, IA 50324-1806

Mortgage

Document Number	11800
Date	Jul 30, 2020
Book Page	017978/000212
Instrument	11800

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Windsor Heights City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,100 (+11.51%) Land $50,300 Building $162,800	$213,100 (+11.51%) Land $50,300 Building $162,800
2024	$3,654.00 (+11.81%)
2023		$191,100 Land $44,500 Building $146,600	$191,100 Land $44,500 Building $146,600
2020	$3,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 64 condo units
Nearby Flood Claims	4 (1990–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANDALE WATER UTILITY serves 45,605 people · EPA ID IA7780042
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink, T-Mobile.

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