10158 Oak Leaf Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10158 Oak Leaf Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,674 sqft · built 1995
Lot Size	0.196 acres (8,523 sqft)
Owner	Individual Name on Record
Last Sale	$229,425 (May 2026)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-21-0-00493-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-21-0-00493-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,674 sqft Adjusted Area
1st Floor Area	1,324 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,523 sqft (0.196 acres)
Lot Dimensions	115 ft deep x 75 ft wide

Location & Zoning

Street Address	10158 OAK LEAF DR
City	OLIVE BRANCH
State	MS
Zip	38654-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MAGNOLIA ESTATES S-D SEC L LOT 493
Legal Range	006
Legal Township	01S
Legal Section	35
Legal Subdivision	MAGNOLIA ESTATES S-D
Legal Lot Number	493
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1027
Census Tract	70822

Owner

Source: DeSoto County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3291 WETHERBY CV S, GERMANTOWN, TN 38139-8050
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 12, 2008	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 15, 2008	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1026 / 9086
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10158 OAK LEAF DR, OLIVE BRANCH, MS 38654-3345
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004517/207
Date	Apr 3, 2018
Book Page	4517/207
Instrument	T04517-00207

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 23, 2025

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10158 OAK LEAF DR, OLIVE BRANCH, MS 38654-3345
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004517/219
Date	Apr 3, 2018
Book Page	4517/219
Instrument	T04517-00219

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Fixed Rate

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10158 OAK LEAF DR, OLIVE BRANCH, MS 38654-3345
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003119/526
Date	Dec 30, 2009
Book Page	3119/526

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2025

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10158 OAK LEAF DR, OLIVE BRANCH, MS 38654-3345
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002868/689
Date	Mar 12, 2008
Book Page	2868/689

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35283

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 19, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10158 OAK LEAF DR, OLIVE BRANCH, MS 38654-3345
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002898/690
Date	May 15, 2008
Book Page	2898/690

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35283

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	Feb 19, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 28, 2026
Property Address	10158 OAK LEAF DR, OLIVE BRANCH, MS 38654-3345
Document Number	01026/9086
Book / Page	1026 / 9086
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3291 WETHERBY CV S, GERMANTOWN, TN 38139-8050

Mortgage

Document Number	5663058169,
Date	May 28, 2026
Book Page	5663/58169

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00 (+54.31%)	$12,368 (+37.36%) Land $1,500 Building $10,868	$123,677 (+37.36%) Land $15,000 Building $108,677
2023	$928.00	$9,004	$90,038 Land $15,000 Building $75,038

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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