10158 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10158 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,952 sqft · built 2013
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2020)
Tax Bill	$7,608 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0777750356`

Property Details

APN / Parcel Number

Primary APN	`0777750356`
Alternative APN	`U19312099D000005000290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,952 sqft Heated Area
1st Floor Area	1,281 sqft
Upper Floors Area	1,671 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0777750356
Street Address	10158 CELTIC ASH DR
City	RUSKIN
State	FL
Zip	33573-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELMONT PHASE 1A LOT 29 BLOCK 5
Legal Range	20
Legal Township	31
Legal Section	19
Legal Subdivision	BELMONT PHASE 1A
Legal Block	5
Legal Lot Number	29
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1037
Census Tract	14007

Owner

Source: Hillsborough County records · APN 0777750356

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10158 CELTIC ASH DR, RUSKIN, FL 33573-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Apr 22, 2013 · Amount on Record
Deed Document Number	2020427118
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 15, 2020
Property Address	10158 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number	0000427118
Map Reference	MB 112 PG 62
Instrument Date	Oct 02, 2020
Instrument	2020427118
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 INDIAN CAMP TRL, 1814, COPPERAS COVE, TX 76522-3997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10158 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number	0000427119
Date	Oct 15, 2020
Instrument	2020427119

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,608.00 (+13.06%) Homeowner's exemption	$283,294 (+5.99%)	$389,264 (+8.23%) Land $94,426 Building $294,838
2023	$6,729.00 (+4.18%) Homeowner's exemption	$267,291 (+3%)	$359,654 (+7.75%) Land $76,245 Building $283,409
2022	$6,459.00 Homeowner's exemption	$259,506	$333,779 Land $64,515 Building $269,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570140071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	7 (2020–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 537 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6290787, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.