10158 Atchison Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 10158 Atchison Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,616 sqft · built 1979
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Sep 2022)
Tax Bill	$9,390 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67 28102 0011`

Property Details

APN / Parcel Number

Primary APN	`O67 28102 0011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,616 sqft Living Area
1st Floor Area	2,603 sqft
Basement Area	1,075 sqft
Finished Basement	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	23,087 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Deck Area	72 sqft
Patio Area	100 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10158 ATCHISON RD
City	DAYTON
State	OH
Zip	45458-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90 POLO CLUB ESTATES SEC 3
Legal Subdivision	POLO CLUB ESTATES SEC 3
Legal Lot Number	11
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10158 ATCHISON RD, DAYTON, OH 45458-9209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage DAY AIR CU INC
Jan 7, 2021	Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP
Jul 28, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	202200059793
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 23, 2022
Property Address	10158 ATCHISON RD, DAYTON, OH 45458-9209
Document Number	0000059793
Map Reference	MB 107 PG 15
Instrument Date	Sep 12, 2022
Instrument	2022-00059793
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10158 ATCHISON RD, DAYTON, OH 45458-9209

Mortgage

Document Number	0000059794
Date	Sep 23, 2022
Instrument	2022-00059794

Lender

Name	DAY AIR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 7, 2021
Property Address	10158 ATCHISON RD, DAYTON, OH 45458-9209
Document Number	0000000912
Instrument Date	Oct 1, 2020
Instrument	912
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10158 ATCHISON RD CENTERVILLE OH 454589209, CENTERVILLE, OH 45458-9209

Mortgage

Document Number	913
Date	Jan 7, 2021
Instrument	913

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

July 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 28, 2020
Property Address	10158 ATCHISON RD, DAYTON, OH 45458-9209
Document Number	0000043309
Instrument Date	Jun 29, 2020
Instrument	43309
Transaction Type	Foreclosure
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$699.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 E CENTRAL AVE SPRINGBORO OH 450668553, SPRINGBORO, OH 45066-8553

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,320 (-) Land $24,330 Building $115,990
2024	$9,390.00 (+8.66%)
2023	$8,642.00 (+9.98%)	$140,320 (+39.01%) Land $24,330 Building $115,990	$400,890 (+39%) Land $69,500 Building $331,390
2022	$7,858.00	$100,940 Land $17,500 Building $83,440
2020			$288,410 Land $50,000 Building $238,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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