10151 Margo Ln, Munster, IN 46321 Property Records

Lake County property record for 10151 Margo Ln, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,300 sqft · built 2019
Lot Size	0.285 acres (12,420 sqft)
Owner	Individual Name on Record
Last Sale	$556,099 (Feb 2025)
Tax Bill	$9,317 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`45-06-36-334-001.000-027`

Property Details

APN / Parcel Number

Primary APN	`45-06-36-334-001.000-027`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,300 sqft Living Area
Gross Area	7,502 sqft
Basement Area	2,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	12,420 sqft (0.285 acres)
Lot Dimensions	135 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10151 MARGO LN
City	MUNSTER
State	IN
Zip	46321-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST LAKES ADD PHASE 4 LOT 232
Legal Subdivision	WEST LAKES ADD PHASE 4
Legal Lot Number	232
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2013
Census Tract	40301

Owner

Source: Lake County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10151 MARGO LN, MUNSTER, IN 46321-9152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Sep 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	2025504195
Prior Transfer Date	Jan 17, 2025
Prior Transfer Doc	0000004195
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Aug 31, 2026
Property Address	10151 MARGO LN, MUNSTER, IN 46321-9152
Document Number	0000536850
Instrument Date	Aug 21, 2026
Instrument	2026536850
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10151 MARGO LN, MUNSTER, IN 46321-9152

Mortgage

Document Number	0000536850,
Date	Aug 31, 2026
Instrument	2026536850

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10151 MARGO LN, MUNSTER, IN 46321-9152
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10151 MARGO LN, MUNSTER, IN 46321-9152

Mortgage

Document Number	0000018457
Date	Jun 7, 2022
Instrument	2022-018457

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 23, 2019
Property Address	10151 MARGO LN, MUNSTER, IN 46321-9152
Document Number	0000064855
Instrument Date	Sep 6, 2019
Instrument	2019 064855
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10151 MARGO LN, MUNSTER, IN 46321-9152

Mortgage

Document Number	0000064856
Date	Sep 23, 2019
Instrument	2019 064856

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$780,000 (+11.72%) Land $129,500 Building $650,500	$780,000 (+11.72%) Land $129,500 Building $650,500
2024	$9,317.00 (+5.23%)
2023		$698,200 (+7.33%) Land $99,400 Building $598,800	$698,200 (+7.33%) Land $99,400 Building $598,800
2022	$8,854.00 Homeowner's exemption	$650,500 Land $99,400 Building $551,100	$650,500 Land $99,400 Building $551,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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