1015 Wortham Rd, Covington, TN 38019 Property Records

Tipton County property record for 1015 Wortham Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,424 sqft · built 2024
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2026)
Tax Bill	$247 (2022)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084018 05602`

Property Details

APN / Parcel Number

Primary APN	`084018 05602`
Alternative APN	`018 05602`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1015 WORTHAM RD
City	COVINGTON
State	TN
Zip	38019-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C54
Legal Subdivision	SYDNEY LANE SUBD
Legal Lot Number	1
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1028
Census Tract	40601

Owner

Source: Tipton County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 WORTHAM RD, COVINGTON, TN 38019-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage FAYETTE COUNTY TITLE
Jul 24, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN CAPITAL GROUP
Apr 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 24, 2024 · Amount on Record
Deed Document Number	2026292861
Deed Book / Page	2126 / 850
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 29, 2026
Property Address	1015 WORTHAM RD, COVINGTON, TN 38019-1516
Document Number	0000292861
Book / Page	2126 / 850
Instrument Date	May 20, 2026
Instrument	2026292861
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FAYETTE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,504.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 WORTHAM RD, COVINGTON, TN 38019-1516
Investor	Possibly a Property Investor

Mortgage

Document Number	0000292862,
Date	May 29, 2026
Instrument	2026292862

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2031

Interest

Rate	6.3%
Max Rate	-1%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 24, 2024
Property Address	1015 WORTHAM RD, COVINGTON, TN 38019-1516
Document Number	0002046746
Book / Page	2046 / 746
Map Reference	CAB H SL 1516
Instrument Date	Jul 12, 2024
Instrument	276214
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 WORTHAM DRIVE, COVINGTON, TN 38019-1516

Mortgage

Document Number	0000276215
Date	Jul 24, 2024
Instrument	276215

Lender

Name	HOMETOWN CAPITAL GROUP
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 6, 2023
Property Address	WORTHAM DR, COVINGTON, TN 38019
Document Number	0001995902
Book / Page	1995 / 902
Instrument Date	Apr 5, 2023
Instrument	265326
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 HIGHWAY 51 S, COVINGTON, TN 38019-2426

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,625 (+1,079.69%) Land $4,800 Building $51,825
2023		$4,800 Land $4,800
2022	$247.00
2020			$226,500 Land $19,200 Building $207,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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