1015 Watson Ridge Dr, Union, MO 63084 Property Records

Franklin County property record for 1015 Watson Ridge Dr, Union, MO 63084

Property Summary

Property TypeResidential Vacant Land
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Tax Bill$339 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN18-9-31.2-0-019-169.000

Property Details

APN / Parcel Number

Primary APN18-9-31.2-0-019-169.000

Exterior

Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address1015 WATSON RIDGE DR
CityUNION
StateMO
Zip63084-4634
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT: 135B ST ANDREWS MEADOWS PLAT 2
Legal SubdivisionST ANDREWS MEADOWS
Legal Lot Number135
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1060
Census Tract800606

Owner

Source: Franklin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1015 WATSON RIDGE DR, UNION, MO 63084-4634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2025
Deed SaleNov 21, 2025
Deed Document Number2514937
Record UpdatedJun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN MO
Recording DateNov 21, 2025
Property Address1015 WATSON RIDGE DR, UNION, MO 63084-4634
Document Number0002514937
Map ReferenceDOC 2405732
Instrument DateNov 19, 2025
Instrument2514937
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyHOME TITLE/VA LLC, HOME TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 WATSON RIDGE DR, UNION, MO 63084-4634

Mortgage

Document Number0002514938
DateNov 21, 2025
Instrument2514938
Lender
NameHOMEKEY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$339.00$5,700$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2023–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: AT&T.

Nearby Properties on Watson Ridge Dr

Nearby Streets

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