1015 Walnut St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1015 Walnut St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1924
Lot Size	0.179 acres (7,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jun 2019)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jun 2019 Refinance Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-12-360-005`

Property Details

APN / Parcel Number

Primary APN	`8914-12-360-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Basement Area	396 sqft
Finished Basement	100 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,788 sqft (0.179 acres)
Lot Dimensions	132 ft deep x 59 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1015 WALNUT ST
City	CEDAR FALLS
State	IA
Zip	50613-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC ADDITION LOT 105
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	PACIFIC ADDITION
Legal Lot Number	105
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5029
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9032 BEAVER MEADOWS LN, CEDAR FALLS, IA 50613-9110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Apr 4, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Apr 4, 2018	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	201918706
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000018706
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1015 WALNUT ST, CEDAR FALLS, IA 50613-3023
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018707
Date	Jun 12, 2019
Instrument	201900018707

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1015 WALNUT ST, CEDAR FALLS, IA 50613-3023
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800002432
Date	Aug 9, 2017
Instrument	2018-00002432

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1015 WALNUT ST, CEDAR FALLS, IA 50613-3023
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016146
Date	Apr 4, 2018
Instrument	201800016146

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	69 Months
Due	Jan 1, 2024

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 4, 2018
Property Address	1015 WALNUT ST, CEDAR FALLS, IA 50613-3023
Document Number	201800016144
Instrument Date	Mar 15, 2018
Instrument	201800016144
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 WALNUT ST, CEDAR FALLS, IA 50613-3023

Mortgage

Document Number	201800016145
Date	Apr 4, 2018
Instrument	201800016145

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Apr 5, 2023
Index	1-Year CMT

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 (+8.98%)	$150,440 (+16.88%) Land $43,370 Building $107,070	$150,440 (+16.88%) Land $43,370 Building $107,070
2024	$2,072.00 (+0.19%)
2023		$128,710 (+14.92%) Land $28,910 Building $99,800	$128,710 (+14.92%) Land $28,910 Building $99,800
2022	$2,068.00	$112,000 Land $28,910 Building $83,090
2021			$112,000 Land $28,910 Building $83,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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