1015 W King St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1015 W King St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,588 sqft · built 1955
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$199,900 (Mar 2017)
Tax Bill$5,512 (2025)
Deeds & MortgagesNov 2018 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-670-004-002-00

Property Details

APN / Parcel Number

Primary APN050-670-004-002-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,588 sqft Living Area
1st Floor Area2,588 sqft
Basement Area1,412 sqft
Unfinished Basement1,412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCustom Design
Lot Area17,424 sqft (0.4 acres)
Garage Area552 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1015 W KING ST
CityOWOSSO
StateMI
Zip48867-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3 & 4 & 12 OF ABUTTING ALLEY BLK 4 H N & S A WILLIAMS ADD
Legal SubdivisionWILLIAMS ADD
Legal Block4
Legal Lot Number3-4
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2015
Census Tract30400

Owner

1015 W King St is owned and occupied by two individuals who bought it in March 2017.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1015 W KING ST, OWOSSO, MI 48867-2122
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
MICHIGAN ST UNIV FCU
Mar 14, 2017Warranty Deed, Transfer
MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2017 · Amount on File
Deed SaleMar 14, 2017 · Amount on File
Prior SaleSep 8, 2010 · Amount on File
Deed Document Number20173295191
Deed Book / Page1231 / 883
Record UpdatedOct 29, 2026

November 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 28, 2018
Property Address1015 W KING ST, OWOSSO, MI 48867-2122
Document Number0012520086
Book / Page001252 / 000086
Instrument DateNov 20, 2018
Instrument3315498
Transaction TypeMortgage
Record UpdatedDec 12, 2018
Title CompanyMASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1015 W KING ST OWOSSO MI 488672122, OWOSSO, MI 48867-2122

Mortgage

Document Number12520087
DateNov 28, 2018
Book Page001252/000087
Instrument3315500
Lender
NameMICHIGAN ST UNIV FCU
TypeCredit Union
AddressEAST LANSING, MI 48823
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 27, 2048

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMar 14, 2017
Property Address1015 W KING ST, OWOSSO, MI 48867-2122
Document Number0012310883
Book / Page1231 / 0883
Instrument DateMar 2, 2017
Instrument3295191
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address809 W OLIVER ST, 809, OWOSSO, MI 48867-2108

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 W KING ST, OWOSSO, MI 48867-2122

Mortgage

Document Number0012310884
DateMar 14, 2017
Book Page1231/0884
Instrument3295192
Lender
NameMB FINANCIAL BANK NA
TypeBank
AddressANN ARBOR, MI 48105
Agreement
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1015 W King St was $5,512 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,800 (+9.9%)$461,600 (+9.9%)
2025$5,512.00 Homeowner's exemption$210,000$420,000
2023$5,209.00 Homeowner's exemption$170,700$341,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 W King St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1981–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 W King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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