1015 W 12th St, Lorain, OH 44052 Property Records

Lorain County property record for 1015 W 12th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,037 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$78,000 (Jun 2026)
Tax Bill	$822 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-122-017`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-122-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,037 sqft Living Area
1st Floor Area	576 sqft
Upper Floors Area	461 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1949
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	1015 W 12TH ST
City	LORAIN
State	OH
Zip	44052-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERKINS TR 40 X 134 NAME CORR 1/6/12
Legal Subdivision	PERKINS TR
Legal Tract	01
Legal Block	122
Legal Lot Number	75
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3011
Census Tract	22400

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1015 W 12TH ST, LORAIN, OH 44052-1522
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Construction Mortgage JAGUAR ENTERPRISES LLC
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	May 26, 2026 · Amount on Record
Deed Document Number	2026101053
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 24, 2026
Property Address	1015 W 12TH ST, LORAIN, OH 44052-1522
Document Number	0000101053
Instrument Date	Jun 23, 2026
Instrument	2026101053
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$31,512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 W 12TH ST, LORAIN, OH 44052-1522

Mortgage

Document Number	0000101054,
Date	Jun 24, 2026
Instrument	2026101054

Lender

Name	JAGUAR ENTERPRISES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2027

Interest

Rate	6.36%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 26, 2026
Property Address	1015 W 12TH ST, LORAIN, OH 44052-1522
Document Number	0000097170
Instrument Date	May 21, 2026
Instrument	202697170
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$6,383.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 W 12TH ST, LORAIN, OH 44052-1522

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00 (-17.8%)	$20,480 (-0.01%) Land $3,750 Building $16,730	$58,520 (-) Land $10,710 Building $47,810
2024		$20,482 (+40.43%) Land $3,749 Building $16,734	$58,520 (+40.44%) Land $10,710 Building $47,810
2023	$1,000.00 (+24.84%)	$14,585 (+0.03%) Land $3,392 Building $11,193	$41,670 (-) Land $9,690 Building $31,980
2022	$801.00	$14,580 Land $3,390 Building $11,190
2021			$41,670 Land $9,690 Building $31,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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