1015 W 11th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1015 W 11th St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,584 sqft · built 1908
Lot Size0.105 acres (4,590 sqft)
OwnerIndividual Name on Record
Last Sale$97,000 (Sep 2006)
Tax Bill$2,646 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-36-106-022

Property Details

APN / Parcel Number

Primary APN8913-36-106-022

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
1st Floor Area672 sqft
Basement Area912 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,590 sqft (0.105 acres)
Lot Dimensions102 ft deep x 45 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1015 W 11TH ST
CityWATERLOO
StateIA
Zip50702-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA T WHITTLES FIRST ADDITION LOT 1
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionA T WHITTLES FIRST ADDITION
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1007
Census Tract1000

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1015 W 11TH ST, WATERLOO, IA 50702-1739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2006 · Amount on Record
Deed SaleSep 7, 2006 · Amount on Record
Deed Document Number20062007005780
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Recording DateOct 2, 2026
Property Address1015 W 11TH ST, WATERLOO, IA 50702-1739
Document Number0000015008
Instrument DateOct 2, 2026
Instrument202615008
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 W 11TH ST, WATERLOO, IA 50702-1739

Mortgage

Document Number0000015008,
DateOct 2, 2026
Instrument202615008
Lender
NameDUPACO COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,646.00 (+26.72%) Homeowner's exemption$140,560 (+31.97%) Land $13,020 Building $127,540$140,560 (+31.97%) Land $13,020 Building $127,540
2024$2,088.00 (+38.46%)
2023$106,510 (+37.29%) Land $13,020 Building $93,490$106,510 (+37.29%) Land $13,020 Building $93,490
2022$1,508.00 Homeowner's exemption$77,580 Land $13,020 Building $64,560
2021$77,580 Land $13,020 Building $64,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on W 11th St

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