Contra Costa County property record for 1015 Vista Pointe Cir, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,936 sqft · built 1996 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Trust Name on File |
| Last Sale | $650,000 (Jul 2010) |
| Tax Bill | $10,431 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-810-108 |
| Primary APN | 213-810-108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 971 sqft |
| 2nd Floor Area | 965 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cluster |
| Lot Area | 3,300 sqft (0.076 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1015 VISTA POINTE CIR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-4961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7216 PORS LOTS 107&108 |
| Legal Subdivision | SUBDIVISION 7216 |
| Legal Tract | 7216 |
| Legal Lot Number | 107 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 345118 |
1015 Vista Pointe Cir is owner-occupied and held in a trust since February 2016.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1015 VISTA POINTE CIR, SAN RAMON, CA 94582-4961 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Jul 13, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2010 · Amount on File |
| Deed Sale | Jul 27, 2010 · Amount on File |
| Prior Sale | Jun 19, 2001 · Amount on File |
| Deed Document Number | 2010149715 |
| Last Transfer Date | Feb 2, 2016 |
| Transfer Doc | 0000034857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1015 VISTA POINTE CIR, SAN RAMON, CA 94582-4961 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1015 VISTA POINTE CIR, SAN RAMON, CA 94582-4961 |
| Document Number | 0000119032 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-119032 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 14, 2026 |
| Property Address | 1015 VISTA POINTE CIR, SAN RAMON, CA 94582-4961 |
| Document Number | 0000050384 |
| Instrument Date | May 6, 2026 |
| Instrument | 202650384 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 1015 VISTA POINTE CIR, SAN RAMON, CA 94582-4961 |
| Document Number | 0000050384, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202650384 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1015 VISTA POINTE CIR, SAN RAMON, CA 94582-4961 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000111354 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 2018-111354 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1015 Vista Pointe Cir was $10,431 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $849,408 (+2%) Land $588,054 Building $261,354 | |
| 2025 | $10,431.00 Homeowner's exemption | $832,754 Land $576,524 Building $256,230 |
| 2023 | $10,018.00 (+1.61%) Homeowner's exemption | $800,419 Land $554,138 Building $246,281 |
| 2022 | $9,859.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1015 Vista Pointe Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1015 Vista Pointe Cir is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
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