Ashland County property record for 1015 Thomas Dr, Ashland, OH 44805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 1974 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,754 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2007 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P44-053-0-0033-00 |
| Primary APN | P44-053-0-0033-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Family Room | Family Room |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 12,301 sqft (0.282 acres) |
| Lot Dimensions | 150 ft deep x 82 ft wide |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 57 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1015 THOMAS DR |
|---|---|
| City | ASHLAND |
| State | OH |
| Zip | 44805-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1015 THOMAS DR R=53 LOTS 3266 & 3265-A |
| Legal Lot Number | 3266 3265 |
| Jurisdiction | ASHLAND OH |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970600 |
1015 Thomas Dr is owned and occupied by an individual who acquired it in November 2007.
Source: Ashland County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 THOMAS DR, ASHLAND, OH 44805-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 6, 2007 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2007 |
| Transfer Doc | 000568/878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Property Address | 1015 THOMAS DR, ASHLAND, OH 44805-2952 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1015 THOMAS DR, ASHLAND, OH 44805-2952 |
| Document Number | 01000/5065 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 1000/5065 |
| Instrument | 202500005450 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHLAND OH |
| Recording Date | Nov 6, 2007 |
| Property Address | 1015 THOMAS DR, ASHLAND, OH 44805-2952 |
| Document Number | 000568/878 |
| Book / Page | 568 / 878 |
| Instrument Date | Oct 29, 2007 |
| Instrument | 200700007864 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 THOMAS DR, ASHLAND, OH 44805-2952 |
| Document Number | 000568/879 |
|---|---|
| Date | Nov 6, 2007 |
| Book Page | 568/879 |
| Instrument | 200700007865 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2037 |
The 2025 property tax bill for 1015 Thomas Dr was $1,754 with a homeowner's exemption.
Source: Ashland County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashland County |
| Municipality | Ashland City |
| Unified School District | Ashland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,754.00 Homeowner's exemption | $50,820 Land $14,520 Building $36,300 | |
| 2023 | $1,754.00 (+10.04%) | $50,820 (+39%) Land $14,520 Building $36,300 | $145,200 Land $41,490 Building $103,710 |
| 2022 | $1,594.00 | $36,560 Land $10,450 Building $26,110 | |
| 2020 | $104,460 Land $29,850 Building $74,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 Thomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1015 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND CITY serves 20,648 people · EPA ID OH0300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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