1015 Thelma Ln, Lancaster, SC 29720 Property Records

Lancaster County property record for 1015 Thelma Ln, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,940 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,372 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0124-00-006.11`

Property Details

APN / Parcel Number

Primary APN	`0124-00-006.11`
Alternative APNs	`01240 00 006.11` `77135`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,940 sqft Living Area
Gross Area	2,224 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	194 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	77135
Street Address	1015 THELMA LN
City	LANCASTER
State	SC
Zip	29720-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	BOUNDARY SURVEY FOR SIDNEY RAY ALEXANDER
Legal Block	9-A-2
Legal Lot Number	9-A-2
Jurisdiction	LANCASTER SC
Township / Civil Division	HEATH SPRINGS
Census Block Group	1
Census Block	1029
Census Tract	10300

Owner

1015 Thelma Ln is owned and occupied by two individuals who acquired it in February 2018.

Source: Lancaster County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 THELMA LN, LANCASTER, SC 29720-7015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 9, 2018
Transfer Doc	0000002195
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1015 THELMA LN, LANCASTER, SC 29720-7015
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014808
Date	Sep 13, 2022
Book Page	4826/195
Instrument	2022014808

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Feb 14, 2018
Property Address	1015 THELMA LN, LANCASTER, SC 29720-7015
Document Number	0000002195
Book / Page	1117 / 239
Map Reference	PL 2001-485
Instrument Date	Feb 9, 2018
Instrument	2018002195
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 THELMA LN, LANCASTER, SC 29720-7015

Mortgage

Document Number	0000002196
Date	Feb 14, 2018
Instrument	2018002196

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	1-Year CMT
Margin	2
Max Rate	8.87%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,024 Land $360 Building $12,664	$325,600 Land $9,000 Building $316,600
2024	$1,372.00 (+0.44%)
2023	$1,366.00	$8,940 Land $288 Building $8,652	$223,500 Land $7,200 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Thelma Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Thelma Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

May also be available: Comporium.

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