1015 Sutton Rd, Lakeland, FL 33810 Property Records

Polk County property record for 1015 Sutton Rd, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 1960
Lot Size	0.957 acres (41,669 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2025)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-28-09-000000-024110`

Property Details

APN / Parcel Number

Primary APN	`23-28-09-000000-024110`
Alternative APNs	`092823000000024110` `92823000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,777 sqft Living Area
1st Floor Area	1,777 sqft
Flooring	Terrazzo
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	41,669 sqft (0.957 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	570 sqft
Carport	Carport
Carport Area	570 sqft
Porch	Screened Porch
Utility Building	270 sqft

Location & Zoning

Street Address	1015 SUTTON RD
City	LAKELAND
State	FL
Zip	33810-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM NE COR OF INT OF SUTTON RD & SWINDELL RD RUN N ALONG E R/W OF SUTTON RD 157 FT TO POB CONT N 158.15 FT E 260 FT S 158.15 FT W 260 FT TO POB ALL LYING WITHIN E 25 ACRES OF SW1/4 OF SE1/4 OF SEC
Legal Range	23E
Legal Township	28S
Legal Section	09
Legal Subdivision	BELLA VISTA ACRES
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3011
Census Tract	12001

Owner

1015 Sutton Rd is owned and occupied by an individual who bought it in December 2025.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1015 SUTTON RD, LAKELAND, FL 33810-2963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Nov 1, 2016
Deed Document Number	2025299943
Deed Book / Page	13821 / 834
Prior Transfer Date	Apr 28, 2006
Prior Transfer Doc	0000114021
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 22, 2025
Property Address	1015 SUTTON RD, LAKELAND, FL 33810-2963
Document Number	0000299943
Book / Page	13821 / 834
Instrument Date	Dec 15, 2025
Instrument	2025299943
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4849 GREENVILLE AVE # 25, 25, DALLAS, TX 75206-4130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SUTTON RD, LAKELAND, FL 33810-2963

Mortgage

Document Number	0013821841
Date	Dec 22, 2025
Instrument	13821/841

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Sutton Rd was $3,394.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,096 (+1.03%) Land $27,360 Building $223,736	$251,096 (-3.18%) Land $27,360 Building $223,736
2025	$3,394.00	$248,524	$259,335 Land $27,360 Building $231,975
2023	$3,555.00 (+9.52%)	$257,833 (+13.06%) Land $26,400 Building $231,433	$257,833 (+13.06%) Land $26,400 Building $231,433
2022	$3,246.00	$228,057 Land $22,176 Building $205,881	$228,057 Land $22,176 Building $205,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Sutton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Sutton Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20