1015 Summit Ave, Jersey City, NJ 07307 Property Records

Hudson County and Jersey City property record for 1015 Summit Ave, Jersey City, NJ 07307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,456 sqft · built 1900
Lot Size	0.042 acres (1,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Aug 2015)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-02705-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`06-02705-0000-00021`
Alternative APNs	`0600869000000090000A` `00127258`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Basement Area	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Construction Type	Frame
Lot Area	1,830 sqft (0.042 acres)
Lot Dimensions	95 ft deep x 19.3 ft wide
Porch	Open Porch
Deck Area	80 sqft

Location & Zoning

Account Number	00127258
Street Address	1015 SUMMIT AVE
City	JERSEY CITY
State	NJ
Zip	07307-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOHNSONVILLE
Legal Block	2705
Legal Lot Number	21
Jurisdiction	HUDSON NJ
Township / Civil Division	JERSEY CITY
Census Block Group	2
Census Block	2001
Census Tract	500

Owner

Source: Hudson County and Jersey City records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 SUMMIT AVE, JERSEY CITY, NJ 07307-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jan 10, 2017	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE MASTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Document Number	201510072880
Deed Book / Page	957 / 265
Prior Transfer Date	Feb 12, 2001
Prior Transfer Doc	0000002201
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1015 SUMMIT AVE, JERSEY CITY, NJ 07307-3518
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230830060077290
Date	Aug 30, 2023
Book Page	20493/486
Instrument	20230830060077290

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1015 SUMMIT AVE, JERSEY CITY, NJ 07307-3518
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210420060071400
Date	Apr 20, 2021
Book Page	19879/694
Instrument	20210420060071400

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1015 SUMMIT AVE, JERSEY CITY, NJ 07307-3518
Document Number	0060042020
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 SUMMIT AVE JERSEY CITY NJ 073073518, JERSEY CITY, NJ 07307-3518

Mortgage

Document Number	0060042020
Date	Mar 19, 2020
Book Page	019580/000603
Instrument	60042020

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1015 SUMMIT AVE, JERSEY CITY, NJ 07307-3518
Document Number	0060063430
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 SUMMIT AVE JERSEY CITY NJ 073073518, JERSEY CITY, NJ 07307-3518

Mortgage

Document Number	0060063430
Date	May 14, 2019
Book Page	019382/000317
Instrument	60063430

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1015 SUMMIT AVE, JERSEY CITY, NJ 07307-3518
Document Number	0060106710
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 SUMMIT AVE JERSEY CITY NJ 073073518, JERSEY CITY, NJ 07307-3518

Mortgage

Document Number	0060106710
Date	Aug 22, 2018
Book Page	019233/000169
Instrument	60106710

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2038

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1015 SUMMIT AVE, JERSEY CITY, NJ 07307-3518
Document Number	0060008820
Book / Page	018889 / 000439
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	TITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 SUMMIT AVE JERSEY CITY NJ 073073518, JERSEY CITY, NJ 07307-3518

Mortgage

Document Number	0060008820
Date	Jan 18, 2017
Book Page	018889/000439
Instrument	60008820

Lender

Name	MORTGAGE MASTER
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Hudson County and Jersey City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Jersey City
Unified School District	Jersey City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,600 (-) Land $183,400 Building $173,200	$356,600 (-) Land $183,400 Building $173,200
2025	$8,327.00 (+4.58%)	$356,600 (-) Land $183,400 Building $173,200	$356,600 (-) Land $183,400 Building $173,200
2024	$7,962.00 (+5.43%)
2023		$356,600 Land $183,400 Building $173,200	$356,600 Land $183,400 Building $173,200
2022	$7,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERSEY CITY MUA serves 262,000 people · EPA ID NJ0906001
Water Source	Surface water
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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