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1015 State St, Algonac, MI 48001 Property Records

St. Clair County property record for 1015 State St, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleRanch
Square Footage1,076 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$153,000 (2021)
Tax Bill$2,831.00 (2024)

Property Details

APN / Parcel Number

Primary APN74-01-105-0015-000

Interior

Full Baths1 Baths
Building Area1,076 sqft Living Area
Stories1 Stories

Exterior

Architectural StyleRanch Style
Lot Area7,405 sqft (0.169 acres)
Depth X Width120 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Account Number74011050015000
Street Address1015 STATE ST
CityALGONAC
StateMI
Zip48001-1447
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 14 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionVILLAGE OF ALGONAC
Legal Block14
Legal Lot Number3
JurisdictionSAINT CLAIR MI
Minor Civil DivisionALGONAC
Census Blockgroup3
Census Block3002
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-105-0015-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1015 STATE ST, ALGONAC, MI 48001-1447
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNION HOME MORTGAGE CORP
Oct 12, 2021Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
MICHIGAN STATE HOUSING DEV AUTHORITY
Nov 09, 2021Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2021 · Amount on Record
Deed SaleNov 09, 2021 · Amount on Record
Deed Doc Number2021031561
Deed Book / Page5447 / 69
Record RefreshedJun 07, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1015 STATE ST, ALGONAC, MI 48001-1447
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 15TH AVE, PORT HURON, MI 48060-1969

Mortgage

Document Number0005433500
DateOct 12, 2021
Book Page5433/500
Instrument2021028790
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1015 STATE ST, ALGONAC, MI 48001-1447
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanyATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 15TH AVE 37, 37, PORT HURON, MI 48060-1954

Mortgage

Document Number5433511
DateOct 12, 2021
Book Page5433/511
Instrument2021028791
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 09, 2021
Property Address1015 STATE ST, ALGONAC, MI 48001-1447
Document Number544769
Book / Page5447 / 69
Map ReferenceLB F PG 51
Instrument DateOct 07, 2021
Instrument2021031561
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,147.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1015 STATE ST, 1015, ALGONAC, MI 48001-1447

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 15TH AVE APT 37, 37, PORT HURON, MI 48060-1954

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$82,800 (+22.12%)
2024$2,831.00 (+12.3%)$165,600 (+22.12%)
2023$67,800
2022$2,521.00$135,600

Flood & Wildfire

1015 State St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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