1015 Smith Pl, Utica, NY 13501 Property Records

Oneida County and Utica City property record for 1015 Smith Pl, Utica, NY 13501

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,400 sqft · built 1930
Lot Size	0.07 acres (3,080 sqft)
Owner	Individual Name on File
Last Sale	$61,480 (Jun 2016)
Tax Bill	$1,451 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301600 319.69-3-45`

Property Details

APN / Parcel Number

Primary APN	`301600 319.69-3-45`
Alternative APNs	`160031906900030450000000` `11.148470`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,400 sqft Total Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,080 sqft (0.07 acres)
Lot Dimensions	88 ft deep x 35 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11.148470
Street Address	1015 SMITH PL
City	UTICA
State	NY
Zip	13501-3217
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2-10- 8- 37 3498X876 319.069-0003-045.000/0000
Legal Block	3
Legal Lot Number	45.000
Jurisdiction	ONEIDA NY
Township / Civil Division	UTICA
Census Block Group	1
Census Block	1003
Census Tract	21302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Utica Parks and Parkway Historic District listed 2008 · 41 contributing resources · NRIS 08000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1015 Smith Pl, a duplex, is owned by an individual who bought it in June 2016.

Source: Oneida County and Utica City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1554 KEMBLE ST, UTICA, NY 13501-4836
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 9, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Deed Book / Page	2016 / 8817
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1015 SMITH PL, UTICA, NY 13501-3217
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014208
Date	Nov 15, 2023
Instrument	2023-014208

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1015 SMITH PL, UTICA, NY 13501-3217
Document Number	0000000005
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SMITH PL UTICA NY 135013217, UTICA, NY 13501-3217

Mortgage

Document Number	0000000005
Date	Jan 4, 2021
Instrument	5

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 3, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONEIDA NY
Property Address	1015 SMITH PL, UTICA, NY 13501-3217
Document Number	0000010438
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SMITH PL #2 UTICA NY 135013217, 2, UTICA, NY 13501-3217

Mortgage

Document Number	0000010438
Date	Aug 12, 2019
Instrument	10438

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 1015 Smith Pl was $1,451, up 55% from the year before.

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Utica City
Unified School District	Utica City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,451.00 (+55.02%)
2025	$936.00	$34,000 Land $4,600 Building $29,400	$91,900 Land $12,434 Building $79,466
2023		$34,000 (-) Land $4,600 Building $29,400	$79,070 (+11.63%) Land $10,698 Building $68,372
2022	$2,040.00	$34,000 Land $4,600 Building $29,400	$70,833 Land $9,583 Building $61,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Smith Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1015 Smith Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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