1015 Scarlet Oak Cir, Aurora, IL 60506 Property Records

Kane County property record for 1015 Scarlet Oak Cir, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,340 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,500 (Sep 1998)
Tax Bill	$8,969 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-426-029`

Property Details

APN / Parcel Number

Primary APN	`15-08-426-029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,950 sqft
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1015 SCARLET OAK CIR
City	AURORA
State	IL
Zip	60506-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN OAKS UNIT 2 LOT 196 LOT DIMENSIONS: 63 X 122.86 X 89.66 X 128.32 SUBDIVISION: GOLDEN OAKS RANGE CODE: 001
Legal Subdivision	GOLDEN OAKS
Legal Block	3
Legal Lot Number	196
Legal Unit	2-196
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3000
Census Tract	853008

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 SCARLET OAK CIR, AURORA, IL 60506-1374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1998 · Amount on Record
Deed Sale	Sep 15, 1998 · Amount on Record
Deed Document Number	199883726
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1015 SCARLET OAK CIR, AURORA, IL 60506-1374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076566
Date	Dec 9, 2020
Instrument	2020K076566

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate
Rate	26.2%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,969.00 (+13.62%) Homeowner's exemption	$128,759 (+9.39%) Land $20,306 Building $108,453	$386,432 (+9.39%) Land $60,942 Building $325,489
2024		$117,706 (+23.66%) Land $18,563 Building $99,143	$353,259 (+23.71%) Land $55,711 Building $297,548
2022	$7,894.00 (+4.58%) Homeowner's exemption	$95,184 (+7.41%) Land $15,133 Building $80,051	$285,552 (+7.41%) Land $45,399 Building $240,153
2021	$7,548.00 Homeowner's exemption	$88,617 Land $14,089 Building $74,528	$265,851 Land $42,267 Building $223,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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