Hernando County property record for 1015 Savoy Ct, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,569 sqft · built 1969 |
| Lot Size | 0.374 acres (16,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,285,714 (Apr 2021) |
| Tax Bill | $3,326 (2025) |
| Deeds & Mortgages | Apr 2021 Second Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5020-0130-0290 |
| Primary APN | R32-323-17-5020-0130-0290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,569 sqft Living Area |
| Gross Area | 1,921 sqft |
| 1st Floor Area | 1,569 sqft |
| Basement Area | 384 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Block/Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,308 sqft (0.374 acres) |
| Lot Dimensions | 135 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 144 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 484 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00232689 |
|---|---|
| Street Address | 1015 SAVOY CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 2 BLK 130 LOT 29 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 2 |
| Legal Block | 130 |
| Legal Lot Number | 29 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41401 |
1015 Savoy Ct is owned and occupied by two individuals who bought it in April 2021.
Source: Hernando County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 SAVOY CT, SPRING HILL, FL 34606-5653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMESPIRE MORTGAGE CORP |
| Apr 22, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Apr 7, 2017 | Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on File |
| Deed Sale | Apr 22, 2021 · Amount on File |
| Prior Sale | Jan 22, 2016 · Amount on File |
| Deed Document Number | 202128738 |
| Deed Book / Page | 3986 / 367 |
| Prior Transfer Date | Apr 24, 2009 |
| Prior Transfer Doc | 0026480832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1015 SAVOY CT, SPRING HILL, FL 34606-5653 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | SOUTHEAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1015 SAVOY CT, SPRING HILL, FL 34606-5653 |
| Document Number | 0039860380 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 3986/380 |
| Instrument | 2021028740 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 22, 2021 |
| Property Address | 1015 SAVOY CT, SPRING HILL, FL 34606-5653 |
| Document Number | 0039860367 |
| Book / Page | 3986 / 367 |
| Map Reference | MB 7 PG 65-79 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021028738 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST, SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1055 ROOSEVELT AVE, 1055, BROOKSVILLE, FL 34604-7421 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1015 SAVOY CT, SPRING HILL, FL 34606-5653 |
| Document Number | 3986369 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 3986/369 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1015 SAVOY CT, SPRING HILL, FL 34606-5653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0034571792 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 3457/1792 |
| Instrument | 2017019952 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 1015 Savoy Ct was $3,326.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,326.00 | $184,566 Land $47,563 Building $137,003 | $184,566 Land $47,563 Building $137,003 |
| 2023 | $179,476 (+1%) Land $54,538 Building $124,938 | ||
| 2022 | $2,772.00 | $163,160 Land $34,394 Building $128,766 | $186,825 Land $52,055 Building $134,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1015 Savoy Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1015 Savoy Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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