1015 Saint Clair Rd, Moody, AL 35004 Property Records

St. Clair County property record for 1015 Saint Clair Rd, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,607 sqft · built 1986
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2022)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-04-19-0-003-001.001`

Property Details

APN / Parcel Number

Primary APN	`24-04-19-0-003-001.001`
Alternative APNs	`00062825` `505009` `23271`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00062825
Street Address	1015 SAINT CLAIR RD
City	MOODY
State	AL
Zip	35004-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR LOT 8 BLK 3 TWIN LAKES SD S 200.37' W 272.99' NW 203.69' E 299.33' TO POB 19-16-2 1.34 AC
Legal Range	02E
Legal Township	16S
Legal Section	19
Legal Subdivision	TWIN LAKES S/D
Legal Block	3
Legal Lot Number	8
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	2
Census Block	2025
Census Tract	40107

Owner

1015 Saint Clair Rd is owned and occupied by two individuals who bought it in January 2022.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 SAINT CLAIR RD, MOODY, AL 35004-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Aug 12, 2014 · Amount on File
Deed Book / Page	2022 / 1217
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 28, 2022
Property Address	1015 SAINT CLAIR RD, MOODY, AL 35004-2418
Document Number	0000001217
Book / Page	DEED 2022 / 1217
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 SAINT CLAIR RD, MOODY, AL 35004-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1015 SAINT CLAIR RD, MOODY, AL 35004-2418

Mortgage

Document Number	MORT20225148
Date	Jan 28, 2022
Instrument	MORT 2022/5148

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1015 SAINT CLAIR RD, MOODY, AL 35004-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052243
Date	Oct 7, 2020
Book Page	MTG 2020/52243

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Saint Clair Rd was $1,037 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00	$21,280	$212,670 Land $47,300 Building $165,370
2023		$41,656 (+126.59%) Land $9,460 Building $32,196	$208,280 (+13.29%) Land $47,300 Building $160,980
2022	$890.00 Homeowner's exemption	$18,384 Land $4,730 Building $13,654	$183,840 Land $47,300 Building $136,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 Saint Clair Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Saint Clair Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ODENVILLE, UTILLITIES BD. OF THE serves 26,022 people · EPA ID AL0001203
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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