1015 S Pacific St, Oceanside, CA 92054 Property Records

San Diego County property record for 1015 S Pacific St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,250 sqft · built 1985
Lot Size0.107 acres (4,648 sqft)
OwnerCompany Name on Record
Last Sale$850,000 (Aug 1991)
Tax Bill$7,943 (2025)
Deeds & MortgagesJul 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN152-076-05-00

Property Details

APN / Parcel Number

Primary APN152-076-05-00
Alternative APN
  • 1520610500

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,250 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area4,648 sqft (0.107 acres)
View / LotOcean
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1520610500
Street Address1015 S PACIFIC ST
CityOCEANSIDE
StateCA
Zip92054-4909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal DescriptionBLK E LOT 5 TR 001044
Legal SubdivisionTERRACE ANNEX
Legal Tract001044
Legal BlockE
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1004
Census Tract18301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8119 CELITO DR, ROSEMEAD, CA 91770-3932
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 1991 · Amount on Record
Deed SaleAug 16, 1991 · Amount on Record
Prior SaleFeb 27, 1989 · Amount on Record
Deed Document Number1991419710
Transfer Doc0000058136
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2021
Property Address1015 S PACIFIC ST, OCEANSIDE, CA 92054-4909
Document Number0000511459
Map ReferenceMAP 1044
Instrument DateMay 14, 2021
Instrument2021-0511459
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 S PACIFIC ST, OCEANSIDE, CA 92054-4909

Mortgage

Document Number0000511460
DateJul 19, 2021
Instrument2021-0511460
Lender
NameQUONTIC BANK FSB
TypeBank
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term834 Months
DueJan 4, 2091

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$727,434 (+2%) Land $543,996 Building $183,438
2025$7,943.00 (+5.22%) Homeowner's exemption$713,172 (+4.04%) Land $533,330 Building $179,842
2023$7,549.00 (+1.56%) Homeowner's exemption$685,480 Land $512,621 Building $172,859
2022$7,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 units insured
incl. 4 condo units
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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