1015 S Lancaster St, Mount Prospect, IL 60056 Property Records

Cook County property record for 1015 S Lancaster St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,372 sqft · built 1975
Lot Size	0.196 acres (8,550 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2018)
Tax Bill	$9,297 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-129-008`

Property Details

APN / Parcel Number

Primary APN	`08-14-129-008`
Alternative APN	`08-14-129-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,550 sqft (0.196 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1015 S LANCASTER ST
City	MOUNT PROSPECT
State	IL
Zip	60056-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINDSOR) (ESTATES) SUB OF PT OF WH SEC 14-41-11
Legal Range	11E
Legal Township	41N
Legal Section	14
Legal Subdivision	WINDSOR ESTATES
Legal Lot Number	79
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	1
Census Block	1015
Census Tract	805002

Owner

1015 S Lancaster St is owned and occupied by an individual who bought it in October 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1015 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP
Oct 16, 2018	Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Deed Document Number	201849062
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1015 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4119
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019318360
Date	Jul 12, 2021
Instrument	2119318360

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1015 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4119
Document Number	2019107113
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 S LANCASTER ST MOUNT PROSPECT IL 600564119, MOUNT PROSPECT, IL 60056-4119

Mortgage

Document Number	2019107113
Date	Jul 9, 2020
Instrument	19107113

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 16, 2018
Property Address	1015 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4119
Document Number	1828949062
Instrument Date	Oct 11, 2018
Instrument	28949062
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	STARCK TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	901 W COTTONWOOD LN #20M MOUNT PROSPECT IL 600565053, 20M, MOUNT PROSPECT, IL 60056-5053

Mortgage

Document Number	1828949063
Date	Oct 16, 2018
Instrument	28949063

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,001 Land $10,688 Building $42,313	$530,010 Land $106,880 Building $423,130
2023	$9,297.00 (-4.7%)
2022	$9,756.00	$38,999 Land $8,977 Building $30,022	$389,990 Land $89,770 Building $300,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 S Lancaster St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1015 S Lancaster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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