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1015 S Central Ave, Rockford, IL 61102 Property Records

Winnebago County property record for 1015 S Central Ave, Rockford, IL 61102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,220 sqft · built 1957
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Sep 2013)
Tax Bill$2,563 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN208A292

Property Details

APN / Parcel Number

Primary APN208A292
Alternative APN
  • 1128277011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
Gross Area2,792 sqft
1st Floor Area1,220 sqft
Basement Area1,220 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions135 ft deep x 104 ft wide
View / LotCorner
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number208A292
Street Address1015 S CENTRAL AVE
CityROCKFORD
StateIL
Zip61102-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionST ANGEL & CAPRIOLO 2ND SUBD BNG LOT 11 IN ASR PLAT SEC 28-44-1 (B 19 P 14)LOTS 1 & 002 BLOCK 015
Legal Range1
Legal Township44
Legal Section28
Legal SubdivisionST ANGEL & CAPRIOLO 2ND SUBD
Legal Block15
Legal Lot Number1-2,1
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1025
Census Tract2200

Owner

1015 S Central Ave is owned and occupied by an individual who bought it in September 2013.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1015 S CENTRAL AVE, ROCKFORD, IL 61102-2721
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2013 · Amount on File
Deed SaleSep 30, 2013 · Amount on File
Deed Document Number20131039768
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1015 S CENTRAL AVE, ROCKFORD, IL 61102-2721
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045049
DateDec 15, 2021
Instrument2145049
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 13, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1015 S Central Ave was $2,563 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,563.00$35,031 Land $2,368 Building $32,663$105,093 Land $7,104 Building $97,989
2022Homeowner's exemption$24,777 Land $1,675 Building $23,102$74,331 Land $5,025 Building $69,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 S Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 S Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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