1015 Rock Harbor Pt, Hercules, CA 94547 Property Records

Contra Costa County property record for 1015 Rock Harbor Pt, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,590 sqft · built 2003
Lot Size	0.14 acres (6,100 sqft)
Owner	Trust Name on File
Last Sale	$666,000 (Sep 2003)
Tax Bill	$14,528 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`404-570-050-9`

Property Details

APN / Parcel Number

Primary APN	`404-570-050-9`
Alternative APN	`404-570-050`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,590 sqft Living Area
1st Floor Area	1,704 sqft
2nd Floor Area	1,886 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1015 ROCK HARBOR PT
City	HERCULES
State	CA
Zip	94547-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8593 L131
Legal Subdivision	SUBDIVISION 8593
Legal Tract	8593
Legal Lot Number	131
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1007
Census Tract	392300

Owner

1015 Rock Harbor Pt is owner-occupied and held in a trust since October 2006.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST UNITED SERVICES CU
Sep 21, 2022	Intrafamily Transfer, Transfer
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED SVCS CU
Dec 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FIRST UNITED CU
May 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage LENDER PRIVATE PARTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2003 · Amount on File
Deed Sale	Sep 17, 2003 · Amount on File
Deed Document Number	2003464505
Last Transfer Date	Oct 17, 2006
Transfer Doc	0000341352
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620

Mortgage

Document Number	0000101864
Date	Oct 17, 2023
Instrument	2023-101864

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2038

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 21, 2022
Property Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620
Document Number	0000142005
Map Reference	MB 443 PG 22
Instrument Date	Sep 16, 2022
Instrument	2022-142005
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620
Document Number	0000075207
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ROCK HARBOR PT HERCULES CA 945472620, HERCULES, CA 94547-2620

Mortgage

Document Number	0000075207
Date	Apr 21, 2020
Instrument	75207

Lender

Name	FIRST UNITED SVCS CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.38%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 28, 2018
Property Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620
Document Number	0000207185
Instrument Date	Dec 20, 2018
Instrument	207185
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ROCK HARBOR PT HERCULES CA 945472620, HERCULES, CA 94547-2620

Mortgage

Document Number	207186
Date	Dec 28, 2018
Instrument	207186

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1015 ROCK HARBOR PT, HERCULES, CA 94547-2620
Document Number	0000076764
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ROCK HARBOR PT HERCULES CA 945472620, HERCULES, CA 94547-2620

Mortgage

Document Number	0000076764
Date	May 16, 2018
Instrument	76764

Lender

Name	LENDER PRIVATE PARTY
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 15, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Rock Harbor Pt was $14,528 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$965,692 (+2%) Land $256,536 Building $709,156
2025	$14,528.00 Homeowner's exemption	$946,757 Land $251,506 Building $695,251
2023	$13,741.00 (+1.32%) Homeowner's exemption	$909,995 Land $241,741 Building $668,254
2022	$13,562.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1015 Rock Harbor Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Rock Harbor Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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