Garrett County property record for 1015 Pysell Rd, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jan 2022) |
| Tax Bill | $3,567 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000649 |
| Primary APN | 06-000649 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 448 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 000649 |
|---|---|
| Street Address | 1015 PYSELL RD |
| City | MC HENRY |
| State | MD |
| Zip | 21541-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC W/S PYSELL RD MCHENRY |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 502 |
Source: Garrett County records · APN 06-000649
Assessment roll updated August 12, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11942 GAVIN LN, ODESSA, FL 33556-2281 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC BANK |
| Mar 15, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Jan 31, 2022 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Deed Book / Page | 2390 / 175 |
| Prior Transfer Date | Jul 20, 2013 |
| Prior Transfer Doc | 0017580168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jul 27, 2026 |
| Property Address | 1015 PYSELL RD, MC HENRY, MD 21541-1237 |
| Document Number | 2700000303 |
| Book / Page | 2700 / 303 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8917 FALLS FARM DR, POTOMAC, MD 20854-2894 |
| Document Number | 2700000307, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 2700/307 |
| Name | ATLANTIC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1015 PYSELL RD, MC HENRY, MD 21541-1237 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0021220001 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 2122/0001 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jan 31, 2022 |
| Property Address | 1015 PYSELL RD, MC HENRY, MD 21541-1237 |
| Document Number | 0023900175 |
| Book / Page | 2390 / 175 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11942 GAVIN LN, ODESSA, FL 33556-2281 |
| Document Number | 0002390181 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2390/181 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,567.00 (+69.7%) | $278,300 (+77.15%) | $338,900 (+115.72%) Land $45,000 Building $293,900 |
| 2023 | $2,102.00 | $157,100 Land $35,000 Building $122,100 | $157,100 Land $35,000 Building $122,100 |
Source: FEMA National Flood Hazard Layer as of February 1, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 19 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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