1015 Prospect Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 1015 Prospect Ave, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 2005
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R304012`

Property Details

APN / Parcel Number

Primary APN	`R304012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,569 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1015 PROSPECT AVE
City	LUBBOCK
State	TX
Zip	79416-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHESTER PARK L 862
Legal Subdivision	WESTCHESTER PARK
Legal Lot Number	8620
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1008
Census Tract	406

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1015 PROSPECT AVE, LUBBOCK, TX 79416-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019
Deed Sale	Oct 3, 2019
Deed Document Number	2019038749
Record Updated	Jun 8, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 3, 2019
Property Address	1015 PROSPECT AVE, LUBBOCK, TX 79416-3822
Document Number	0000038749
Map Reference	VOL 9217 PG 15
Instrument Date	Sep 27, 2019
Instrument	2019038749
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 PROSPECT AVE, LUBBOCK, TX 79416-3822

Mortgage

Document Number	0000038750
Date	Oct 3, 2019
Instrument	2019038750

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00 (-41.22%) Homeowner's exemption	$211,952 (+8.13%) Land $20,600 Building $191,352	$211,952 (-0.52%) Land $20,600 Building $191,352
2024	$3,193.00 (+8.42%)
2023	$2,945.00 (-16.31%) Homeowner's exemption	$196,012 Land $20,600 Building $192,468	$213,068 Land $20,600 Building $192,468
2022	$3,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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