1015 Oxford Ave, Lima, OH 45804 Property Records

Allen County property record for 1015 Oxford Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,608 sqft · built 1937
Lot Size	1.28 acres (56,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Oct 2011)
Tax Bill	$996 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0106-03-001.000`

Property Details

APN / Parcel Number

Primary APN	`46-0106-03-001.000`
Alternative APN	`M3846010603001000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
Gross Area	4,142 sqft
1st Floor Area	1,512 sqft
Upper Floors Area	1,096 sqft
Basement Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	56,018 sqft (1.28 acres)
Lot Dimensions	200 ft deep x 280 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	218 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1015 OXFORD AVE
City	LIMA
State	OH
Zip	45804-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOVER PARK ADDITION LOT 10900 & 1/2 VAC STREET FF 260.00
Legal Subdivision	PARK ADDITION
Legal Lot Number	10900
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	4
Census Block	4008
Census Tract	13400

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 OXFORD AVE, LIMA, OH 45804-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 18, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2011 · Amount on Record
Deed Sale	Oct 27, 2011 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	201112304
Deed Book / Page	2011 / 12304
Prior Transfer Date	Oct 19, 2011
Prior Transfer Doc	10270012304
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1015 OXFORD AVE, LIMA, OH 45804-1044
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 OXFORD AVE, LIMA, OH 45804-1044

Mortgage

Document Number	7140008282
Date	Jul 14, 2022
Book Page	2022/8282
Instrument	202207140008282

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1015 OXFORD AVE, LIMA, OH 45804-1044
Document Number	0000009835
Instrument Date	Aug 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	COMMITMENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 OXFORD AVE LIMA OH 458041044, LIMA, OH 45804-1044

Mortgage

Document Number	0000009835
Date	Aug 28, 2018
Instrument	9835

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (+0.2%)	$27,240 (-) Land $7,390 Building $19,850	$77,800 (-) Land $21,100 Building $56,700
2024	$994.00 (-1.78%) Homeowner's exemption	$27,240 (+12.14%) Land $7,390 Building $19,850	$77,800 (+12.1%) Land $21,100 Building $56,700
2023	$1,012.00 (-0.49%) Homeowner's exemption	$24,290 (-) Land $6,580 Building $17,710
2022	$1,017.00 Homeowner's exemption	$24,290 Land $6,580 Building $17,710
2021			$69,400 Land $18,800 Building $50,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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