1015 Osterman Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1015 Osterman Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,683 sqft · built 1957
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2020)
Tax Bill	$11,384 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-32-209-005`

Property Details

APN / Parcel Number

Primary APN	`16-32-209-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	1,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Lot Dimensions	167 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1015 OSTERMAN AVE
City	DEERFIELD
State	IL
Zip	60015-4291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWIN P. OSTERMANS SUB LOT 51
Legal Subdivision	EDWIN P. OSTERMANS SUB
Legal Lot Number	51
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	3
Census Block	3009
Census Tract	864903

Owner

Source: Lake County records · APN 16-32-209-005

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1015 OSTERMAN AVE, DEERFIELD, IL 60015-4291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	20207666246
Prior Transfer Date	Jun 21, 1994
Prior Transfer Doc	0003558511
Record Updated	Jun 08, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Jun 19, 2020
Property Address	1015 OSTERMAN AVE, DEERFIELD, IL 60015-4291
Document Number	0007666246
Map Reference	DOC 156147
Instrument Date	May 23, 2020
Instrument	7666246
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1015 OSTERMAN AVE, BANNOCKBURN, IL 60015-4291

Mortgage

Document Number	0007666247
Date	Jun 19, 2020
Instrument	7666247

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,717 (+9.24%) Land $71,955 Building $65,762	$413,193 (+9.24%) Land $215,887 Building $197,306
2024	$11,384.00 (+30.22%)
2023	$8,742.00 (+6.13%)	$126,065 (+28.22%) Land $65,867 Building $60,198	$378,233 (+28.22%) Land $197,621 Building $180,612
2022	$8,237.00	$98,316 Land $70,747 Building $27,569	$294,977 Land $212,262 Building $82,715

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978649033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–1987)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 1987 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 391 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	DEERFIELD serves 19,196 people
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.