1015 Old Farm Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1015 Old Farm Ln, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,743 sqft · built 1989
Lot Size0.718 acres (31,276 sqft)
Owner2 Individual Names on Record
Last Sale$1,762,500 (Mar 2022)
Tax Bill$21,520 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2022 Sale & Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN040-251-08

Property Details

APN / Parcel Number

Primary APN040-251-08
Alternative APN
  • 040-251-08-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,743 sqft Living Area
Gross Area2,411 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2018
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area31,276 sqft (0.718 acres)
TerrainSteep
Garage TypeAttached
Garage Area668 sqft
Parking Spaces2 Parking Spaces
Deck Area1,140 sqft
Patio Area1,140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1015 OLD FARM LN
CityAPTOS
StateCA
Zip95003-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-1AC
Legal SubdivisionAPTOS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1015 OLD FARM LN, APTOS, CA 95003-3435
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Mar 22, 2022Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 2, 2021Intrafamily Transfer, Transfer
Jul 2, 2021Intrafamily Transfer, Transfer
Nov 18, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jul 27, 2018Trustee's Deed, Construction Loan · Construction Mortgage
ROBERT T DEAON
May 3, 2018Grant Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
May 3, 2018Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY
May 3, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jul 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2022 · Amount on Record
Deed SaleMar 22, 2022 · Amount on Record
Prior SaleMay 3, 2018 · Amount on Record
Deed Document Number20229234
Prior Transfer DateJun 30, 2021
Prior Transfer Doc0000036032
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 OLD FARM LN, APTOS, CA 95003-3435

Mortgage

Document Number0000054191
DateDec 15, 2020
Instrument2020-0054191
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 22, 2022
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000009234
Instrument DateMar 10, 2022
Instrument2022-0009234
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,938.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1015 OLD FARM LN, APTOS, CA 95003-3435

Mortgage

Document Number0000009235
DateMar 22, 2022
Instrument2022-0009235
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateApr 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
Index1-Year CMT
Max Rate8%

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 2, 2021
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000036033
Instrument DateJun 30, 2021
Instrument2021-0036033
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 OLD FARM LN, APTOS, CA 95003-3435

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 2, 2021
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000036032
Instrument DateJun 30, 2021
Instrument2021-0036032
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 OLD FARM LN, APTOS, CA 95003-3435

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 18, 2019
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000035846
Instrument DateNov 12, 2019
Instrument2019-0035846
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1015 OLD FARM LN, APTOS, CA 95003-3435

Mortgage

Document Number0000035847
DateNov 18, 2019
Instrument2019-0035847
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 27, 2018
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Instrument DateJul 24, 2018
Instrument22982
Transaction TypeConstruction Loan
Record UpdatedAug 7, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1015 OLD FARM LN APTOS CA 950033435, APTOS, CA 95003-3435

Mortgage

Document Number0000022982
DateJul 27, 2018
Instrument22982
Lender
NameROBERT T DEAON
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 26, 2019

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 3, 2018
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000013424
Instrument DateApr 27, 2018
Instrument2018-0013424
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1015 OLD FARM LN, APTOS, CA 95003-3435

Mortgage

Document Number0000013425
DateMay 3, 2018
Instrument2018-0013425
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 3, 2018
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000013422
Instrument DateApr 16, 2018
Instrument2018-0013422
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1015 OLD FARM LN, APTOS, CA 95003-3435

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 3, 2018
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000013423
Instrument DateApr 16, 2018
Instrument13423
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1015 OLD FARM LN APTOS CA 950033435, APTOS, CA 95003-3435

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1015 OLD FARM LN, APTOS, CA 95003-3435
Document Number0000022568
Instrument DateJul 1, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1015 OLD FARM LN APTOS CA 950033435, APTOS, CA 95003-3435

Mortgage

Document Number0000022568
DateJul 11, 2017
Instrument22568
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,907,787 (+2%) Land $1,474,814 Building $432,973
2025$21,520.00 (+9.14%) Homeowner's exemption$1,870,379 (+4.04%) Land $1,445,896 Building $424,483
2023$19,717.00 (+146.8%) Homeowner's exemption$1,797,750 Land $1,389,750 Building $408,000$1,679,310
2022$7,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROUT GULCH MUTUAL WATER COMPANY
private · serves 614 people · EPA ID CA4400502
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Farm Ln

Nearby Streets

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