1015 Oak St, Napa, CA 94559 Property Records

Napa County property record for 1015 Oak St, Napa, CA 94559

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,005 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$390,000 (Oct 2009)
Tax Bill$6,743 (2026)
Deeds & MortgagesJun 2020 Mortgage
Apr 2018 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN005-102-032-000

Property Details

APN / Parcel Number

Primary APN005-102-032-000
Alternative APNs
  • 005-102-032
  • 00510232

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,005 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeWood
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number005-102-032
Street Address1015 OAK ST
CityNAPA
StateCA
Zip94559-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT4
Legal DescriptionPCL A MAP NO 3529 13P/M24
Legal SubdivisionNAPA ABAJO SUB
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group3
Census Block3003
Census Tract200202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Napa Abajo-Fuller Park Historic District
listed 1997 · 297 contributing resources · NRIS 97000042

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1015 OAK ST, NAPA, CA 94559-3319
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2009 · Amount on Record
Deed SaleOct 9, 2009 · Amount on Record
Deed Document Number200926262
Last Transfer DateApr 16, 2018
Transfer Doc0000008002
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1015 OAK ST, NAPA, CA 94559-3319
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012299
DateJun 1, 2020
Instrument2020-0012299
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNAPA CA
Recording DateApr 20, 2018
Property Address1015 OAK ST, NAPA, CA 94559-3319
Document Number0000008002
Instrument DateApr 16, 2018
Instrument8002
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 10828 NAPA CA 945812828, NAPA, CA 94581-2828

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1015 OAK ST, NAPA, CA 94559-3319
Document Number0000000345
Instrument DateDec 7, 2017
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 OAK ST NAPA CA 945593319, NAPA, CA 94559-3319

Mortgage

Document Number0000000345
DateJan 9, 2018
Instrument345
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2048

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,743.00 (+2.17%) Homeowner's exemption$532,228 (+2%) Land $197,488 Building $334,740$532,228 Land $197,488 Building $334,740
2025$6,600.00 (+4.96%) Homeowner's exemption$521,793 (+4.04%) Land $193,616 Building $328,177
2023$6,288.00 (+1.34%) Homeowner's exemption$501,534 Land $186,099 Building $315,435
2022$6,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims24 (1983–2006)
Claims Outside the SFHA2 of 24
Most Recent ClaimFeb 2006 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims
  • Severe Storms & Flooding, Feb 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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