1015 Oak St, Lamont, IA 50650 Property Records

Buchanan County property record for 1015 Oak St, Lamont, IA 50650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,633 sqft · built 1890
Lot Size	9.62 acres (419,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jan 2021)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`0423202005`

Property Details

APN / Parcel Number

Primary APN	`0423202005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,633 sqft Living Area
Basement Area	529 sqft
Unfinished Basement	529 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	419,047 sqft (9.62 acres)
Garage Area	192 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Street Address	1015 OAK ST
City	LAMONT
State	IA
Zip	50650-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E8.25' OF N330' LOT2, LOTS 3&4, E704.22'LO T 5, TRI BET LOT 5& R R & COM LOT 4 S198' E X PARCEL F
Legal Subdivision	RR
Legal Lot Number	3-4
Jurisdiction	BUCHANAN IA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1044
Census Tract	950100

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 OAK ST, LAMONT, IA 50650-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	May 27, 2008 · Amount on Record
Deed Document Number	202132
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	1015 OAK ST, LAMONT, IA 50650-9518
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02030
Date	Jul 25, 2023
Instrument	2023R02030

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	1015 OAK ST, LAMONT, IA 50650-9518
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00033
Date	Jan 5, 2021
Instrument	2021R00033

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Lamont City
Unified School District	Starmont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00 (+81.02%) Homeowner's exemption	$170,670 (+64.91%) Land $22,990 Building $147,680	$170,670 (+64.91%) Land $22,990 Building $147,680
2023	$1,338.00 Homeowner's exemption	$103,490 Land $20,530 Building $82,960	$103,490 Land $20,530 Building $82,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	8 (2008–2010)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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