1015 Oak St, Beloit, WI 53511 Property Records

Rock County property record for 1015 Oak St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,258 sqft · built 1909
Lot Size	0.148 acres (6,447 sqft)
Owner	Company Name on Record
Last Sale	$678,000 (May 2026)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2006 Second Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`206 13581700`

Property Details

APN / Parcel Number

Primary APN	`206 13581700`
Alternative APN	`13581700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,258 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,447 sqft (0.148 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 13581700
Street Address	1015 OAK ST
City	BELOIT
State	WI
Zip	53511-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 3/4 L 16 B 2 HOPKINS ADD
Legal Subdivision	HOPKINS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2030
Census Tract	1700

Owner

Source: Rock County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2571, JANESVILLE, WI 53547-2571
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK COMMUNITY CREDIT UNION
Jun 12, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RIVER FUNDING CORP
Oct 18, 2005	Deed of Trust, Mortgage · ARM AAMES FUNDING CORP
Oct 18, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AAMES FUNDING CORP
Nov 14, 2018	Warranty Deed, Transfer
Feb 23, 2018	Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK
Feb 2, 2015	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK
Aug 6, 2012	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2011	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2011	Sheriff's Deed, Foreclosure
Jun 12, 2006	Intrafamily Transfer, Transfer · Conventional Mortgage RIVER FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	20262310598
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	0001954424
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 27, 2026
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0002310598
Instrument Date	May 21, 2026
Instrument	20262310598
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0002310600,
Date	May 27, 2026
Instrument	20262310600

Lender

Name	BLACKHAWK COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 24, 2031

Interest

Rate	6.3%
Max Rate	-1%

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001753649
Date	Jun 12, 2006
Instrument	1753649

Lender

Name	RIVER FUNDING CORP
Address	WEST SALEM, WI 54669

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2021

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001727066
Date	Oct 18, 2005
Instrument	1727066

Lender

Name	AAMES FUNDING CORP
Type	Subprime Lender
Address	LOS ANGELES, CA 90071

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.03%
Type Change Date	Nov 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.03%
Max Rate At Change	10%
Index	6-Month LIBOR
Max Rate	14%

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001727067
Date	Oct 18, 2005
Instrument	1727067

Lender

Name	AAMES FUNDING CORP
Type	Subprime Lender
Address	LOS ANGELES, CA 90071

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2020

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 14, 2018
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0002116294
Instrument Date	Nov 9, 2018
Instrument	2116294
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 32, ORFORDVILLE, WI 53576-0032
Investor	Possibly a Property Investor

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Feb 23, 2018
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0002097830
Instrument Date	Feb 20, 2018
Instrument	2097830
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 COMFORTCOVE ST, ORFORDVILLE, WI 53576-8776

Mortgage

Document Number	0002097831
Date	Feb 23, 2018
Instrument	2097831

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 2, 2015
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0002019695
Instrument Date	Jan 5, 2015
Instrument	2019695
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY TITLE AND CLOSING, ATTORNEYS TITLE & CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$51.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 S AUSTIN RD, JANESVILLE, WI 53548-5819
Investor	Possibly a Property Investor

Mortgage

Document Number	0002020819
Date	Feb 20, 2015
Instrument	2020819

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Aug 6, 2012
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0001954424
Instrument Date	Jul 13, 2012
Instrument	1954424
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1117 PRICE AVENUE, COLUMBIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 HARRISON BLVD STE 200, 200, OGDEN, UT 84403-6400
Investor	Possibly a Property Investor

July 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Jul 15, 2011
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0001923509
Instrument Date	Jul 7, 2011
Instrument	1923509
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12001 SCIENCE DR STE 110B, 110B, ORLANDO, FL 32826-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 PRICE AVE, COLUMBIA, SC 29201-1860

January 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROCK WI
Recording Date	Jan 14, 2011
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0001912220
Instrument Date	Dec 22, 2010
Instrument	1912220
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2247 ROBINSON DR, BELOIT, WI 53511-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12650 INGENUITY DRIVE, ORLANDO, FL 32826-2703
Investor	Possibly a Property Investor

June 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Jun 12, 2006
Property Address	1015 OAK ST, BELOIT, WI 53511-5118
Document Number	0001753647
Instrument Date	May 18, 2006
Instrument	1753647
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0001753648
Date	Jun 12, 2006
Instrument	1753648

Lender

Name	RIVER FUNDING CORP
Address	WEST SALEM, WI 54669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2036
Prepayment Penalty	12 Months

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,672.00 (+24.96%)	$102,900 (+20.21%) Land $9,500 Building $93,400	$113,000 (+16.02%)
2023	$1,338.00	$85,600 Land $9,500 Building $76,100	$97,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, LiteWire.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures