1015 N West St, Wheaton, IL 60187 Property Records

DuPage County property record for 1015 N West St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,556 sqft · built 1927
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Sep 2018)
Tax Bill	$10,486 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-315-003`

Property Details

APN / Parcel Number

Primary APN	`05-09-315-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	2,616 sqft
Basement Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	16.1 ft deep x 5 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1015 N WEST ST
City	WHEATON
State	IL
Zip	60187-3573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RESUB BLKS 3 4 & 5 JESSE C WHEATON JRS ADD S 50 FT N 154 FT W 161 FT
Legal Subdivision	JESSE C WHEATON JRS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3044
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1015 N WEST ST, WHEATON, IL 60187-3573
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST CO
Feb 17, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST C
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Document Number	201885617
Last Transfer Date	Jan 12, 2021
Transfer Doc	0000025982
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1015 N WEST ST, WHEATON, IL 60187-3573
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039878
Date	Mar 12, 2021
Instrument	R2021-039878

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 17, 2021
Property Address	1015 N WEST ST, WHEATON, IL 60187-3573
Document Number	0000025982
Map Reference	DOC 106046
Instrument Date	Jan 12, 2021
Instrument	R2021-025982
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1015 N WEST ST, WHEATON, IL 60187-3573

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 11, 2018
Property Address	1015 N WEST ST, WHEATON, IL 60187-3573
Document Number	0000085617
Map Reference	DOC106046
Instrument Date	Aug 17, 2018
Instrument	R2018-085617
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1015 N WEST ST, WHEATON, IL 60187-3573

Mortgage

Document Number	0000085618
Date	Sep 11, 2018
Instrument	R2018-085618

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST C
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Mortgage

Document Number	0000085619
Date	Sep 11, 2018
Instrument	R2018-085619

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1015 N WEST ST, WHEATON, IL 60187-3573
Document Number	0000016471
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 N WEST ST WHEATON IL 601873573, WHEATON, IL 60187-3573

Mortgage

Document Number	0000016471
Date	Feb 15, 2017
Instrument	16471

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2027

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,486.00 (+7.63%)	$189,119 (+24.67%) Land $38,472 Building $150,647	$567,357 (+24.67%) Land $115,416 Building $451,941
2022	$9,743.00 Homeowner's exemption Senior Citizen's exemption	$151,690 Land $30,860 Building $120,830	$455,070 Land $92,580 Building $362,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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